HomeCompareRTAI vs JEPI

RTAI vs JEPI: Dividend Comparison 2026

RTAI yields 5.52% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $555.00 in total portfolio value
10 years
RTAI
RTAI
● Live price
5.52%
Share price
$20.68
Annual div
$1.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.8K
Annual income
$785.22
Full RTAI calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — RTAI vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRTAIJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RTAI + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RTAI pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTAI
Annual income on $10K today (after 15% tax)
$469.19/yr
After 10yr DRIP, annual income (after tax)
$667.44/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $670.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTAI + JEPI for your $10,000?

RTAI: 50%JEPI: 50%
100% JEPI50/50100% RTAI
Portfolio after 10yr
$29.0K
Annual income
$1,179.44/yr
Blended yield
4.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTAI buys
0
JEPI buys
0
No recent congressional trades found for RTAI or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRTAIJEPI
Forward yield5.52%8.56%
Annual dividend / share$1.14$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.8K$29.3K
Annual income after 10y$785.22$1,573.67
Total dividends collected$6.7K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RTAI vs JEPI ($10,000, DRIP)

YearRTAI PortfolioRTAI Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,252$551.99$11,276$855.74$24.00JEPI
2$12,620$580.47$12,675$926.02$55.00JEPI
3$14,112$608.45$14,207$999.01$95.00JEPI
4$15,736$635.87$15,878$1,074.57$142.00JEPI
5$17,500$662.65$17,697$1,152.57$197.00JEPI
6$19,414$688.73$19,674$1,232.87$260.00JEPI
7$21,487$714.06$21,815$1,315.29$328.00JEPI
8$23,729$738.61$24,131$1,399.68$402.00JEPI
9$26,153$762.34$26,630$1,485.86$477.00JEPI
10$28,768$785.22$29,323$1,573.67$555.00JEPI

RTAI vs JEPI: Complete Analysis 2026

RTAIStock

Under normal market conditions, the fund will invest in municipal bond closed-end funds trading at a discount or premium to their underlying net asset value and that pay regular periodic cash distributions. While it will invest primarily in closed-end funds, the fund may invest up to 30% of its assets in municipal or short term Treasury ETFs if in the adviser's discretion, the ETFs will provide a better investment opportunity or liquidity for the asset class. It is non-diversified.

Full RTAI Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.