Is RTBRF or QYLD a better dividend investment in 2026?

RTBRF currently yields 5.82% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RTBRF and QYLD?

RTBRF has a forward dividend yield of 5.82% ($0.16/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 6.42 percentage points.

Home › Compare › RTBRF vs QYLD

RTBRF vs QYLD: Dividend Comparison 2026

RTBRF yields 5.82% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTBRF wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTBRF

● Live price

5.82%

Share price

$2.82

Annual div

$0.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.3K

Annual income

$842.72

Full RTBRF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — RTBRF vs QYLD

📍 RTBRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTBRF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTBRF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RTBRF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTBRF

Annual income on $10K today (after 15% tax)

$494.33/yr

After 10yr DRIP, annual income (after tax)

$716.31/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $4,416.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RTBRF + QYLD for your $10,000?

RTBRF: 50%QYLD: 50%

100% QYLD50/50100% RTBRF

Portfolio after 10yr

$27.9K

Annual income

$3,440.78/yr

Blended yield

12.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTBRF buys

QYLD buys

No recent congressional trades found for RTBRF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTBRFQYLD

Forward yield	5.82%	12.24% ✓
Annual dividend / share	$0.16	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.3K ✓	$26.5K
Annual income after 10y	$842.72	$6,038.84 ✓
Total dividends collected	$7.2K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RTBRF vs QYLD ($10,000, DRIP)

Year	RTBRF Portfolio	RTBRF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,282	$581.56	$10,384	$1,224.49	+$898.00 → RTBRF
2	$12,684	$613.17	$10,900	$1,388.18	+$1.8K → RTBRF
3	$14,217	$644.32	$11,576	$1,590.76	+$2.6K → RTBRF
4	$15,887	$674.90	$12,447	$1,844.20	+$3.4K → RTBRF
5	$17,704	$704.85	$13,567	$2,164.97	+$4.1K → RTBRF
6	$19,677	$734.07	$15,003	$2,576.05	+$4.7K → RTBRF
7	$21,817	$762.52	$16,853	$3,110.04	+$5.0K → RTBRF
8	$24,134	$790.13	$19,251	$3,813.85	+$4.9K → RTBRF
9	$26,640	$816.88	$22,390	$4,756.08	+$4.3K → RTBRF
10	$29,348	$842.72	$26,548	$6,038.84	+$2.8K → RTBRF

RTBRF vs QYLD: Complete Analysis 2026

RTBRF — Stock

Restaurant Brands New Zealand Limited, together with its subsidiaries, operates quick service and takeaway restaurants in New Zealand, Australia, California, Hawaii, Saipan, and Guam. The company operates the KFC, Pizza Hut, Carl's Jr., and Taco Bell brands in New Zealand; the KFC and Taco Bell brands in Australia and California; and the Taco Bell and Pizza Hut brands in Hawaii, Guam, and Saipan. As of December 31, 2021, it operated 359 stores, including 105 KFC, 6 Pizza Hut, 10 Taco Bell, and 16 Carl's Jr. in New Zealand; 71 KFC and 8 Taco Bell in Australia; 60 KFC and 10 Taco Bell in California; and 36 Pizza Hut and 37 Taco Bell in Hawaii, Saipan, and Guam. The company was incorporated in 1997 and is based in Penrose, New Zealand.

Full RTBRF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.