Is RTC or JEPQ a better dividend investment in 2026?

RTC currently yields 644.12% with a 5% 5-year dividend growth rate. JEPQ yields 11.47% with 5% growth. The better choice depends on your goal: RTC offers higher current income.

What is the dividend yield difference between RTC and JEPQ?

RTC has a forward dividend yield of 644.12% ($2.00/share annually). JEPQ yields 11.47% ($6.16/share annually). The yield gap is 632.65 percentage points.

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RTC vs JEPQ: Dividend Comparison 2026

RTC yields 644.12% · JEPQ yields 11.47%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTC wins by $459124.82M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTC

● Live price

644.12%

Share price

$0.31

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$459124.87M

Annual income

$351,711,951,796.89

Full RTC calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.47%

Share price

$53.77

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.8K

Annual income

$2,269.18

Full JEPQ calculator →

Portfolio growth — RTC vs JEPQ

📍 RTC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTC	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTC + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTC pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTC

Annual income on $10K today (after 15% tax)

$54,750.40/yr

After 10yr DRIP, annual income (after tax)

$298,955,159,027.36/yr

JEPQ

Annual income on $10K today (after 15% tax)

$974.55/yr

After 10yr DRIP, annual income (after tax)

$1,928.80/yr

At 15% tax rate, RTC beats the other by $298,955,157,098.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTC + JEPQ for your $10,000?

RTC: 50%JEPQ: 50%

100% JEPQ50/50100% RTC

Portfolio after 10yr

$229562.46M

Annual income

$175,855,977,033.03/yr

Blended yield

76.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTC buys

JEPQ buys

No recent congressional trades found for RTC or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTCJEPQ

Forward yield	644.12% ✓	11.47%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$459124.87M ✓	$45.8K
Annual income after 10y	$351,711,951,796.89 ✓	$2,269.18
Total dividends collected	$450287.78M ✓	$17.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RTC vs JEPQ ($10,000, DRIP)

Year	RTC Portfolio	RTC Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$75,112	$64,412.24	$11,967	$1,146.53	+$63.1K → RTC
2	$532,533	$452,163.31	$14,216	$1,268.02	+$518.3K → RTC
3	$3,565,851	$2,996,040.57	$16,774	$1,392.20	+$3.55M → RTC
4	$22,564,555	$18,749,094.07	$19,667	$1,518.21	+$22.54M → RTC
5	$135,025,819	$110,881,745.23	$22,925	$1,645.21	+$135.00M → RTC
6	$764,584,183	$620,106,556.24	$26,578	$1,772.40	+$764.56M → RTC
7	$4,099,745,813	$3,281,640,737.81	$30,656	$1,899.04	+$4099.72M → RTC
8	$20,831,917,373	$16,445,189,352.49	$35,194	$2,024.45	+$20831.88M → RTC
9	$100,385,904,094	$78,095,752,505.14	$40,228	$2,148.01	+$100385.86M → RTC
10	$459,124,869,177	$351,711,951,796.89	$45,796	$2,269.18	+$459124.82M → RTC

RTC vs JEPQ: Complete Analysis 2026

RTC — Stock

Baijiayun Group Ltd engages in the provision of video-centric technology solutions. It offers video SaaS/PaaS, video cloud and software, and video AI and system solutions for communications and collaboration needs of enterprises of all sizes and industries. The company was founded in 2017 and is based in Beijing, China.

Full RTC Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.