Is RTC or RYLD a better dividend investment in 2026?

RTC currently yields 644.12% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RTC offers higher current income.

What is the dividend yield difference between RTC and RYLD?

RTC has a forward dividend yield of 644.12% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 631.73 percentage points.

Home › Compare › RTC vs RYLD

RTC vs RYLD: Dividend Comparison 2026

RTC yields 644.12% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTC wins by $459124.82M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTC

● Live price

644.12%

Share price

$0.31

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$459124.87M

Annual income

$351,711,951,796.89

Full RTC calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — RTC vs RYLD

📍 RTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTC	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTC + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTC pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTC

Annual income on $10K today (after 15% tax)

$54,750.40/yr

After 10yr DRIP, annual income (after tax)

$298,955,159,027.36/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RTC beats the other by $298,955,156,746.82/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTC + RYLD for your $10,000?

RTC: 50%RYLD: 50%

100% RYLD50/50100% RTC

Portfolio after 10yr

$229562.46M

Annual income

$175,855,977,239.93/yr

Blended yield

76.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTC buys

RYLD buys

No recent congressional trades found for RTC or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTCRYLD

Forward yield	644.12% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$459124.87M ✓	$45.3K
Annual income after 10y	$351,711,951,796.89 ✓	$2,682.98
Total dividends collected	$450287.78M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RTC vs RYLD ($10,000, DRIP)

Year	RTC Portfolio	RTC Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$75,112	$64,412.24	$11,939	$1,239.34	+$63.2K → RTC
2	$532,533	$452,163.31	$14,158	$1,382.89	+$518.4K → RTC
3	$3,565,851	$2,996,040.57	$16,682	$1,532.59	+$3.55M → RTC
4	$22,564,555	$18,749,094.07	$19,537	$1,687.64	+$22.55M → RTC
5	$135,025,819	$110,881,745.23	$22,752	$1,847.20	+$135.00M → RTC
6	$764,584,183	$620,106,556.24	$26,355	$2,010.43	+$764.56M → RTC
7	$4,099,745,813	$3,281,640,737.81	$30,376	$2,176.45	+$4099.72M → RTC
8	$20,831,917,373	$16,445,189,352.49	$34,847	$2,344.43	+$20831.88M → RTC
9	$100,385,904,094	$78,095,752,505.14	$39,800	$2,513.54	+$100385.86M → RTC
10	$459,124,869,177	$351,711,951,796.89	$45,269	$2,682.98	+$459124.82M → RTC

RTC vs RYLD: Complete Analysis 2026

RTC — Stock

Baijiayun Group Ltd engages in the provision of video-centric technology solutions. It offers video SaaS/PaaS, video cloud and software, and video AI and system solutions for communications and collaboration needs of enterprises of all sizes and industries. The company was founded in 2017 and is based in Beijing, China.

Full RTC Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.