Is RTERF or FCPT a better dividend investment in 2026?

RTERF currently yields 55.56% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: RTERF offers higher current income.

What is the dividend yield difference between RTERF and FCPT?

RTERF has a forward dividend yield of 55.56% ($0.50/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 49.51 percentage points.

Home › Compare › RTERF vs FCPT

RTERF vs FCPT: Dividend Comparison 2026

RTERF yields 55.56% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $18.2K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

RTERF

● Live price

55.56%

Share price

$0.90

Annual div

$0.50

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.8K

Annual income

$8.50

Full RTERF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — RTERF vs FCPT

📍 FCPT pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTERF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTERF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTERF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTERF

Annual income on $10K today (after 15% tax)

$4,722.22/yr

After 10yr DRIP, annual income (after tax)

$7.23/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,901.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RTERF + FCPT for your $10,000?

RTERF: 50%FCPT: 50%

100% FCPT50/50100% RTERF

Portfolio after 10yr

$39.9K

Annual income

$2,891.89/yr

Blended yield

7.24%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RTERF

No analyst data

Altman Z

2.0

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTERF buys

FCPT buys

No recent congressional trades found for RTERF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTERFFCPT

Forward yield	55.56% ✓	6.05%
Annual dividend / share	$0.50	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	15.8% ✓
Portfolio after 10y	$30.8K	$49.1K ✓
Annual income after 10y	$8.50	$5,775.28 ✓
Total dividends collected	$6.6K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: RTERF vs FCPT ($10,000, DRIP)

Year	RTERF Portfolio	RTERF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$13,478	$2,777.78	$11,401	$700.92	+$2.1K → RTERF
2	$16,171	$1,749.45	$13,064	$864.84	+$3.1K → RTERF
3	$18,283	$980.84	$15,051	$1,072.48	+$3.2K → RTERF
4	$20,082	$518.22	$17,442	$1,337.22	+$2.6K → RTERF
5	$21,753	$265.97	$20,340	$1,677.08	+$1.4K → RTERF
6← crossover	$23,411	$134.63	$23,880	$2,116.57	$469.00 → FCPT
7	$25,117	$67.71	$28,241	$2,689.36	$3.1K → FCPT
8	$26,909	$33.94	$33,660	$3,442.07	$6.8K → FCPT
9	$28,810	$16.99	$40,456	$4,439.95	$11.6K → FCPT
10	$30,835	$8.50	$49,063	$5,775.28	$18.2K → FCPT

RTERF vs FCPT: Complete Analysis 2026

RTERF — Stock

Rottneros AB (publ) produces and sells pulp worldwide. It offers chemical and mechanical pulp for use in board and packaging, tissue, electrical, printing and writing, and filters applications, as well as customized solutions; and fibre trays. The company was incorporated in 1916 and is based in Vallvik, Sweden. Rottneros AB (publ) is a subsidiary of Arctic Paper S.A.

Full RTERF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.