Is RTERF or XYLD a better dividend investment in 2026?

RTERF currently yields 55.56% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RTERF offers higher current income.

What is the dividend yield difference between RTERF and XYLD?

RTERF has a forward dividend yield of 55.56% ($0.50/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 44.58 percentage points.

Home › Compare › RTERF vs XYLD

RTERF vs XYLD: Dividend Comparison 2026

RTERF yields 55.56% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTERF wins by $5.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTERF

● Live price

55.56%

Share price

$0.90

Annual div

$0.50

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.8K

Annual income

$8.50

Full RTERF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RTERF vs XYLD

📍 RTERF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTERF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTERF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTERF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTERF

Annual income on $10K today (after 15% tax)

$4,722.22/yr

After 10yr DRIP, annual income (after tax)

$7.23/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,728.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RTERF + XYLD for your $10,000?

RTERF: 50%XYLD: 50%

100% XYLD50/50100% RTERF

Portfolio after 10yr

$28.1K

Annual income

$1,613.76/yr

Blended yield

5.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTERF buys

XYLD buys

No recent congressional trades found for RTERF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTERFXYLD

Forward yield	55.56% ✓	10.98%
Annual dividend / share	$0.50	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$30.8K ✓	$25.3K
Annual income after 10y	$8.50	$3,219.02 ✓
Total dividends collected	$6.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RTERF vs XYLD ($10,000, DRIP)

Year	RTERF Portfolio	RTERF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,478	$2,777.78	$10,818	$1,098.39	+$2.7K → RTERF
2	$16,171	$1,749.45	$11,738	$1,222.51	+$4.4K → RTERF
3	$18,283	$980.84	$12,774	$1,364.64	+$5.5K → RTERF
4	$20,082	$518.22	$13,944	$1,527.86	+$6.1K → RTERF
5	$21,753	$265.97	$15,270	$1,715.87	+$6.5K → RTERF
6	$23,411	$134.63	$16,775	$1,933.09	+$6.6K → RTERF
7	$25,117	$67.71	$18,490	$2,184.87	+$6.6K → RTERF
8	$26,909	$33.94	$20,450	$2,477.63	+$6.5K → RTERF
9	$28,810	$16.99	$22,697	$2,819.19	+$6.1K → RTERF
10	$30,835	$8.50	$25,280	$3,219.02	+$5.6K → RTERF

RTERF vs XYLD: Complete Analysis 2026

RTERF — Stock

Rottneros AB (publ) produces and sells pulp worldwide. It offers chemical and mechanical pulp for use in board and packaging, tissue, electrical, printing and writing, and filters applications, as well as customized solutions; and fibre trays. The company was incorporated in 1916 and is based in Vallvik, Sweden. Rottneros AB (publ) is a subsidiary of Arctic Paper S.A.

Full RTERF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.