Is RTGC or XYLD a better dividend investment in 2026?

RTGC currently yields 1581.03% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: RTGC offers higher current income.

What is the dividend yield difference between RTGC and XYLD?

RTGC has a forward dividend yield of 1581.03% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 1569.83 percentage points.

Home › Compare › RTGC vs XYLD

RTGC vs XYLD: Dividend Comparison 2026

RTGC yields 1581.03% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTGC wins by $1134341831.78M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTGC

● Live price

1581.03%

Share price

$0.13

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1134341831.81M

Annual income

$1,008,821,870,797,897.10

Full RTGC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — RTGC vs XYLD

📍 RTGC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTGC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTGC + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTGC pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTGC

Annual income on $10K today (after 15% tax)

$134,387.35/yr

After 10yr DRIP, annual income (after tax)

$857,498,590,178,212.50/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, RTGC beats the other by $857,498,590,175,364.10/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTGC + XYLD for your $10,000?

RTGC: 50%XYLD: 50%

100% XYLD50/50100% RTGC

Portfolio after 10yr

$567170915.92M

Annual income

$504,410,935,400,624.06/yr

Blended yield

88.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTGC buys

XYLD buys

No recent congressional trades found for RTGC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTGCXYLD

Forward yield	1581.03% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1134341831.81M ✓	$25.9K
Annual income after 10y	$1,008,821,870,797,897.10 ✓	$3,351.03
Total dividends collected	$1125250709.38M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RTGC vs XYLD ($10,000, DRIP)

Year	RTGC Portfolio	RTGC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$168,803	$158,102.77	$10,840	$1,120.44	+$158.0K → RTGC
2	$2,674,842	$2,494,222.85	$11,786	$1,249.59	+$2.66M → RTGC
3	$39,799,795	$36,937,714.27	$12,854	$1,397.78	+$39.79M → RTGC
4	$556,237,767	$513,651,986.77	$14,063	$1,568.33	+$556.22M → RTGC
5	$7,304,283,178	$6,709,108,767.25	$15,434	$1,765.19	+$7304.27M → RTGC
6	$90,153,179,163	$82,337,596,161.73	$16,995	$1,993.14	+$90153.16M → RTGC
7	$1,046,232,595,575	$949,768,693,870.98	$18,777	$2,257.95	+$1046232.58M → RTGC
8	$11,420,513,602,096	$10,301,044,724,831.00	$20,818	$2,566.58	+$11420513.58M → RTGC
9	$117,308,374,775,253	$105,088,425,221,009.64	$23,163	$2,927.50	+$117308374.75M → RTGC
10	$1,134,341,831,807,418	$1,008,821,870,797,897.10	$25,865	$3,351.03	+$1134341831.78M → RTGC

RTGC vs XYLD: Complete Analysis 2026

RTGC — Stock

Ridder Titan Genesis Corp., a medical marijuana company, focuses on the development of whole plant extractions for the cancer and palliative treatments. The company was formerly known as UMF Group Inc. and changed its name to Ridder Titan Genesis Corp. in February 2024. Ridder Titan Genesis Corp. was founded in 1988 and is based in Boulder, Colorado.

Full RTGC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.