HomeCompareRTL vs PM

RTL vs PM: Dividend Comparison 2026

RTL yields 11.17% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RTL wins by $61.1K in total portfolio value
10 years
RTL
RTL
● Live price
11.17%
Share price
$7.61
Annual div
$0.85
5Y div CAGR
17.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$110.8K
Annual income
$23,910.05
Full RTL calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — RTL vs PM

📍 RTL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRTLPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RTL + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RTL pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTL
Annual income on $10K today (after 15% tax)
$949.41/yr
After 10yr DRIP, annual income (after tax)
$20,323.54/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, RTL beats the other by $18,196.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTL + PM for your $10,000?

RTL: 50%PM: 50%
100% PM50/50100% RTL
Portfolio after 10yr
$80.2K
Annual income
$13,206.33/yr
Blended yield
16.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RTL
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTL buys
0
PM buys
0
No recent congressional trades found for RTL or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRTLPM
Forward yield11.17%3.49%
Annual dividend / share$0.85$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.1%17.2%
Portfolio after 10y$110.8K$49.6K
Annual income after 10y$23,910.05$2,502.61
Total dividends collected$77.8K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: RTL vs PM ($10,000, DRIP)

YearRTL PortfolioRTL Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,008$1,307.95$11,650$409.56+$358.00RTL
2$14,567$1,718.83$13,592$497.49+$975.00RTL
3$17,869$2,282.01$15,882$605.21+$2.0KRTL
4$22,183$3,063.46$18,589$737.41+$3.6KRTL
5$27,898$4,162.08$21,794$899.94+$6.1KRTL
6$35,580$5,728.41$25,597$1,100.16+$10.0KRTL
7$46,065$7,995.22$30,118$1,347.30+$15.9KRTL
8$60,619$11,328.63$35,505$1,652.97+$25.1KRTL
9$81,177$16,314.80$41,940$2,031.88+$39.2KRTL
10$110,769$23,910.05$49,643$2,502.61+$61.1KRTL

RTL vs PM: Complete Analysis 2026

RTLStock

The Necessity Retail REIT (Nasdaq: RTL) is a publicly traded real estate investment trust listed on Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S. Additional information about RTL can be found on its website at www.necessityretailreit.com.

Full RTL Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.