HomeCompareRTL vs VIG

RTL vs VIG: Dividend Comparison 2026

RTL yields 11.17% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RTL wins by $78.4K in total portfolio value
10 years
RTL
RTL
● Live price
11.17%
Share price
$7.61
Annual div
$0.85
5Y div CAGR
17.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$110.8K
Annual income
$23,910.05
Full RTL calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — RTL vs VIG

📍 RTL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRTLVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RTL + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RTL pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTL
Annual income on $10K today (after 15% tax)
$949.41/yr
After 10yr DRIP, annual income (after tax)
$20,323.54/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, RTL beats the other by $20,171.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTL + VIG for your $10,000?

RTL: 50%VIG: 50%
100% VIG50/50100% RTL
Portfolio after 10yr
$71.6K
Annual income
$12,044.60/yr
Blended yield
16.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on RTL right now

RTL
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
5/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTL buys
0
VIG buys
0
No recent congressional trades found for RTL or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRTLVIG
Forward yield11.17%1.64%
Annual dividend / share$0.85$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.1%0%
Portfolio after 10y$110.8K$32.4K
Annual income after 10y$23,910.05$179.15
Total dividends collected$77.8K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RTL vs VIG ($10,000, DRIP)

YearRTL PortfolioRTL Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$12,008$1,307.95$11,304$163.92+$704.00RTL
2$14,567$1,718.83$12,759$166.33+$1.8KRTL
3$17,869$2,282.01$14,382$168.52+$3.5KRTL
4$22,183$3,063.46$16,192$170.52+$6.0KRTL
5$27,898$4,162.08$18,210$172.34+$9.7KRTL
6$35,580$5,728.41$20,460$173.98+$15.1KRTL
7$46,065$7,995.22$22,968$175.48+$23.1KRTL
8$60,619$11,328.63$25,763$176.83+$34.9KRTL
9$81,177$16,314.80$28,878$178.05+$52.3KRTL
10$110,769$23,910.05$32,350$179.15+$78.4KRTL

RTL vs VIG: Complete Analysis 2026

RTLStock

The Necessity Retail REIT (Nasdaq: RTL) is a publicly traded real estate investment trust listed on Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S. Additional information about RTL can be found on its website at www.necessityretailreit.com.

Full RTL Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.