HomeCompareRTLPO vs SPHD

RTLPO vs SPHD: Dividend Comparison 2026

RTLPO yields 9.32% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RTLPO wins by $58.4K in total portfolio value
10 years
RTLPO
RTLPO
● Live price
9.32%
Share price
$19.75
Annual div
$1.84
5Y div CAGR
17.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.9K
Annual income
$15,855.79
Full RTLPO calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RTLPO vs SPHD

📍 RTLPO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRTLPOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RTLPO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RTLPO pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTLPO
Annual income on $10K today (after 15% tax)
$791.90/yr
After 10yr DRIP, annual income (after tax)
$13,477.42/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RTLPO beats the other by $12,991.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTLPO + SPHD for your $10,000?

RTLPO: 50%SPHD: 50%
100% SPHD50/50100% RTLPO
Portfolio after 10yr
$55.7K
Annual income
$8,213.55/yr
Blended yield
14.74%
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Analyst Conviction Gap

Where Wall Street is most bullish on RTLPO right now

RTLPO
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Altman Z
0.3
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTLPO buys
0
SPHD buys
0
No recent congressional trades found for RTLPO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRTLPOSPHD
Forward yield9.32%4.33%
Annual dividend / share$1.84$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.1%0%
Portfolio after 10y$84.9K$26.5K
Annual income after 10y$15,855.79$571.32
Total dividends collected$55.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RTLPO vs SPHD ($10,000, DRIP)

YearRTLPO PortfolioRTLPO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,791$1,090.96$11,133$432.85+$658.00RTLPO
2$14,024$1,407.76$12,363$450.36+$1.7KRTLPO
3$16,838$1,832.43$13,695$467.39+$3.1KRTLPO
4$20,425$2,407.81$15,138$483.90+$5.3KRTLPO
5$25,051$3,196.36$16,697$499.88+$8.4KRTLPO
6$31,095$4,290.37$18,382$515.31+$12.7KRTLPO
7$39,100$5,828.18$20,198$530.17+$18.9KRTLPO
8$49,857$8,020.30$22,157$544.46+$27.7KRTLPO
9$64,539$11,192.24$24,266$558.18+$40.3KRTLPO
10$84,913$15,855.79$26,536$571.32+$58.4KRTLPO

RTLPO vs SPHD: Complete Analysis 2026

RTLPOStock

The Necessity Retail REIT (Nasdaq: RTL) is a publicly traded real estate investment trust listed on Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S. Additional information about RTL can be found on its website at www.necessityretailreit.com.

Full RTLPO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.