Is RTMNF or VYM a better dividend investment in 2026?

RTMNF currently yields 132.45% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RTMNF offers higher current income.

What is the dividend yield difference between RTMNF and VYM?

RTMNF has a forward dividend yield of 132.45% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 130.04 percentage points.

Home › Compare › RTMNF vs VYM

RTMNF vs VYM: Dividend Comparison 2026

RTMNF yields 132.45% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RTMNF wins by $24.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RTMNF

● Live price

132.45%

Share price

$1.51

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.3K

Annual income

$34.37

Full RTMNF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RTMNF vs VYM

📍 RTMNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTMNF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RTMNF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Sep

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Oct

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Dec

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RTMNF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTMNF

Annual income on $10K today (after 15% tax)

$11,258.28/yr

After 10yr DRIP, annual income (after tax)

$29.21/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VYM beats the other by $207.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RTMNF + VYM for your $10,000?

RTMNF: 50%VYM: 50%

100% VYM50/50100% RTMNF

Portfolio after 10yr

$40.1K

Annual income

$156.46/yr

Blended yield

0.39%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTMNF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTMNFVYM

Forward yield	132.45% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$52.3K ✓	$27.8K
Annual income after 10y	$34.37	$278.55 ✓
Total dividends collected	$19.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RTMNF vs VYM ($10,000, DRIP)

Year	RTMNF Portfolio	RTMNF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$17,323	$6,622.52	$11,151	$241.44	+$6.2K → RTMNF
2	$23,896	$5,360.68	$12,413	$246.79	+$11.5K → RTMNF
3	$29,024	$3,455.55	$13,794	$251.79	+$15.2K → RTMNF
4	$33,017	$1,961.28	$15,306	$256.47	+$17.7K → RTMNF
5	$36,371	$1,042.57	$16,960	$260.84	+$19.4K → RTMNF
6	$39,453	$536.67	$18,768	$264.92	+$20.7K → RTMNF
7	$42,487	$272.03	$20,745	$268.71	+$21.7K → RTMNF
8	$45,598	$136.89	$22,905	$272.24	+$22.7K → RTMNF
9	$48,859	$68.65	$25,265	$275.51	+$23.6K → RTMNF
10	$52,313	$34.37	$27,842	$278.55	+$24.5K → RTMNF

RTMNF vs VYM: Complete Analysis 2026

RTMNF — Stock

Reitmans (Canada) Limited primarily engages in the retail sale of women's wear apparel in Canada. It also offers apparel for men. The company serves customers through retail and e-commerce channels. As of April 21, 2022, it operated 404 stores, including 237 Reitmans, 90 Penningtons, and 77 RW&CO. The company was founded in 1926 and is headquartered in Montreal, Canada.

Full RTMNF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.