Is RTPY or ADC a better dividend investment in 2026?

RTPY currently yields 20.18% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: RTPY offers higher current income.

What is the dividend yield difference between RTPY and ADC?

RTPY has a forward dividend yield of 20.18% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 16.05 percentage points.

Home › Compare › RTPY vs ADC

RTPY vs ADC: Dividend Comparison 2026

RTPY yields 20.18% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $105.1K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

RTPY

● Live price

20.18%

Share price

$9.91

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.8K

Annual income

$6,870.54

Full RTPY calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — RTPY vs ADC

📍 ADC pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RTPY	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RTPY + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RTPY pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RTPY

Annual income on $10K today (after 15% tax)

$1,715.44/yr

After 10yr DRIP, annual income (after tax)

$5,839.96/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, ADC beats the other by $62,837.74/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RTPY + ADC for your $10,000?

RTPY: 50%ADC: 50%

100% ADC50/50100% RTPY

Portfolio after 10yr

$126.4K

Annual income

$43,833.92/yr

Blended yield

34.68%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

RTPY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

30.6

Piotroski

3/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RTPY buys

ADC buys

No recent congressional trades found for RTPY or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRTPYADC

Forward yield	20.18% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$73.8K	$178.9K ✓
Annual income after 10y	$6,870.54	$80,797.29 ✓
Total dividends collected	$42.2K	$156.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Buy	Buy

Year-by-year: RTPY vs ADC ($10,000, DRIP)

Year	RTPY Portfolio	RTPY Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$12,718	$2,018.16	$10,990	$580.36	+$1.7K → RTPY
2	$16,007	$2,398.82	$12,301	$860.26	+$3.7K → RTPY
3	$19,949	$2,821.67	$14,104	$1,298.62	+$5.8K → RTPY
4	$24,632	$3,286.51	$16,691	$2,008.16	+$7.9K → RTPY
5	$30,149	$3,792.52	$20,580	$3,205.09	+$9.6K → RTPY
6	$36,598	$4,338.23	$26,754	$5,330.02	+$9.8K → RTPY
7	$44,081	$4,921.63	$37,196	$9,345.14	+$6.9K → RTPY
8← crossover	$52,707	$5,540.19	$56,244	$17,523.09	$3.5K → ADC
9	$62,588	$6,190.94	$94,286	$35,736.21	$31.7K → ADC
10	$73,839	$6,870.54	$178,949	$80,797.29	$105.1K → ADC

RTPY vs ADC: Complete Analysis 2026

RTPY — Stock

Reinvent Technology Partners Y, a blank check company, intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or related business combination with one or more businesses or entities. The company was founded in 2020 and is based in New York, New York.

Full RTPY Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this RTPY vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RTPY vs SCHD RTPY vs JEPI RTPY vs O RTPY vs KO RTPY vs MAIN RTPY vs NNN RTPY vs EPRT RTPY vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.