Is RUSMF or XYLD a better dividend investment in 2026?

RUSMF currently yields 3.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RUSMF and XYLD?

RUSMF has a forward dividend yield of 3.63% ($1.25/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.35 percentage points.

Home › Compare › RUSMF vs XYLD

RUSMF vs XYLD: Dividend Comparison 2026

RUSMF yields 3.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RUSMF wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RUSMF

● Live price

3.63%

Share price

$34.31

Annual div

$1.25

5Y div CAGR

12.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.4K

Annual income

$1,762.82

Full RUSMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RUSMF vs XYLD

📍 RUSMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RUSMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RUSMF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RUSMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RUSMF

Annual income on $10K today (after 15% tax)

$308.50/yr

After 10yr DRIP, annual income (after tax)

$1,498.40/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,237.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RUSMF + XYLD for your $10,000?

RUSMF: 50%XYLD: 50%

100% XYLD50/50100% RUSMF

Portfolio after 10yr

$28.4K

Annual income

$2,490.92/yr

Blended yield

8.78%

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Analyst Conviction Gap

Where Wall Street is most bullish on RUSMF right now

RUSMF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

4.5

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RUSMF buys

XYLD buys

No recent congressional trades found for RUSMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRUSMFXYLD

Forward yield	3.63%	10.98% ✓
Annual dividend / share	$1.25	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	12.4% ✓	0%
Portfolio after 10y	$31.4K ✓	$25.3K
Annual income after 10y	$1,762.82	$3,219.02 ✓
Total dividends collected	$9.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RUSMF vs XYLD ($10,000, DRIP)

Year	RUSMF Portfolio	RUSMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,108	$407.94	$10,818	$1,098.39	+$290.00 → RUSMF
2	$12,362	$476.01	$11,738	$1,222.51	+$624.00 → RUSMF
3	$13,783	$556.46	$12,774	$1,364.64	+$1.0K → RUSMF
4	$15,400	$651.78	$13,944	$1,527.86	+$1.5K → RUSMF
5	$17,243	$764.97	$15,270	$1,715.87	+$2.0K → RUSMF
6	$19,350	$899.75	$16,775	$1,933.09	+$2.6K → RUSMF
7	$21,765	$1,060.63	$18,490	$2,184.87	+$3.3K → RUSMF
8	$24,541	$1,253.22	$20,450	$2,477.63	+$4.1K → RUSMF
9	$27,744	$1,484.43	$22,697	$2,819.19	+$5.0K → RUSMF
10	$31,449	$1,762.82	$25,280	$3,219.02	+$6.2K → RUSMF

RUSMF vs XYLD: Complete Analysis 2026

RUSMF — Stock

Russel Metals Inc. operates as a metal distribution company in North America. The company operates through three segments: Metals Service Centers, Energy Products, and Steel Distributors. The Metal Service Centers segment sells plates, flat rolled carbon, stainless steel, aluminum, and other non-ferrous specialty metal products, as well as general line steel products, such as plates, structural shapes, bars, sheets, pipes, tubing, and hollow structural steel tubing. It also offers services, including fiber tube and flat laser processing; multi-dimensional press braking and rolling; shearing, slitting, and cutting to length; laser, oxy-fuel, and plasma cutting; stretcher and traditional leveling; beam drilling, notching, coping, and tee-splitting; saw cutting; edge trimming; and cambering. This segment serves customers in industries, such as machinery and equipment manufacturing, construction, ship building, and natural resources. The Energy Products segment distributes flanges, valves, fittings, and tubular goods primarily to energy industry. The Steel Distributors segment operates as a steel distributor for steel service centers and large equipment manufactures. Russel Metals Inc. was incorporated in 1929 and is headquartered in Mississauga, Canada.

Full RUSMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.