Is RVCB or DIVO a better dividend investment in 2026?

RVCB currently yields 1.17% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between RVCB and DIVO?

RVCB has a forward dividend yield of 1.17% ($0.28/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 5.32 percentage points.

Home › Compare › RVCB vs DIVO

RVCB vs DIVO: Dividend Comparison 2026

RVCB yields 1.17% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $9.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RVCB

● Live price

1.17%

Share price

$24.00

Annual div

$0.28

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.3K

Annual income

$125.84

Full RVCB calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — RVCB vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RVCB	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RVCB + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

RVCB pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RVCB

Annual income on $10K today (after 15% tax)

$99.17/yr

After 10yr DRIP, annual income (after tax)

$106.96/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, DIVO beats the other by $727.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RVCB + DIVO for your $10,000?

RVCB: 50%DIVO: 50%

100% DIVO50/50100% RVCB

Portfolio after 10yr

$26.0K

Annual income

$553.76/yr

Blended yield

2.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RVCB buys

DIVO buys

No recent congressional trades found for RVCB or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRVCBDIVO

Forward yield	1.17%	6.49% ✓
Annual dividend / share	$0.28	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.3K	$30.7K ✓
Annual income after 10y	$125.84	$981.68 ✓
Total dividends collected	$1.2K	$8.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RVCB vs DIVO ($10,000, DRIP)

Year	RVCB Portfolio	RVCB Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$10,817	$116.67	$11,349	$649.42	$532.00 → DIVO
2	$11,692	$117.94	$12,833	$688.83	$1.1K → DIVO
3	$12,629	$119.14	$14,459	$727.90	$1.8K → DIVO
4	$13,634	$120.28	$16,238	$766.49	$2.6K → DIVO
5	$14,709	$121.35	$18,179	$804.47	$3.5K → DIVO
6	$15,861	$122.36	$20,293	$841.71	$4.4K → DIVO
7	$17,095	$123.31	$22,591	$878.14	$5.5K → DIVO
8	$18,416	$124.20	$25,087	$913.65	$6.7K → DIVO
9	$19,830	$125.05	$27,791	$948.18	$8.0K → DIVO
10	$21,344	$125.84	$30,718	$981.68	$9.4K → DIVO

RVCB vs DIVO: Complete Analysis 2026

RVCB — Stock

River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products and services in the United States. The company accepts personal and business checking and savings accounts; certificates of deposits; and IRA accounts. Its loan products include consumer term, consumer construction, residential real estate mortgage, professional practice, agricultural real estate and land development, construction, and commercial real estate loans; home equity lines of credit; commercial lines of credit; and agricultural operating loans and lines. The company also offers debit, credit, travel money, and gift cards; and online banking and bill payment, ACH origination, electronic statement, remote deposit capture, merchant card processing, payroll, cashier's cheque, automatic teller machine, drive-up teller window, safe deposit box, notary, night depository, overdraft protection, direct deposit, wire transfer, and mobile banking services. It primarily serves small to middle-market businesses and professionals. The company has branches in Yuba City, Grass Valley, Auburn, and Marysville, California. River Valley Community Bancorp was founded in 2006 and is headquartered in Yuba City, California.

Full RVCB Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.