HomeCompareRWCB vs DIVO

RWCB vs DIVO: Dividend Comparison 2026

RWCB yields 1.17% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $4.4K in total portfolio value
10 years
RWCB
RWCB
● Live price
1.17%
Share price
$30.80
Annual div
$0.36
5Y div CAGR
25.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$1,427.92
Full RWCB calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — RWCB vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRWCBDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RWCB + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RWCB pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RWCB
Annual income on $10K today (after 15% tax)
$99.35/yr
After 10yr DRIP, annual income (after tax)
$1,213.73/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, RWCB beats the other by $356.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RWCB + DIVO for your $10,000?

RWCB: 50%DIVO: 50%
100% DIVO50/50100% RWCB
Portfolio after 10yr
$28.8K
Annual income
$1,218.20/yr
Blended yield
4.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RWCB buys
0
DIVO buys
0
No recent congressional trades found for RWCB or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRWCBDIVO
Forward yield1.17%6.62%
Annual dividend / share$0.36$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25.3%0%
Portfolio after 10y$26.6K$31.0K
Annual income after 10y$1,427.92$1,008.47
Total dividends collected$5.7K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RWCB vs DIVO ($10,000, DRIP)

YearRWCB PortfolioRWCB Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,846$146.45$11,362$661.96$516.00DIVO
2$11,792$186.02$12,860$702.91$1.1KDIVO
3$12,854$236.82$14,504$743.56$1.6KDIVO
4$14,056$302.30$16,303$783.73$2.2KDIVO
5$15,427$387.11$18,268$823.31$2.8KDIVO
6$17,005$497.53$20,408$862.17$3.4KDIVO
7$18,837$642.20$22,737$900.20$3.9KDIVO
8$20,989$833.08$25,266$937.31$4.3KDIVO
9$23,545$1,086.99$28,008$973.42$4.5KDIVO
10$26,621$1,427.92$30,977$1,008.47$4.4KDIVO

RWCB vs DIVO: Complete Analysis 2026

RWCBStock

Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company accepts checking, savings, and money market accounts, as well as certificates of deposit. It also offers real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, and personal credits. In addition, the company provides credit and debit cards, re-order checks, and online and mobile banking services. It serves clients through its branches located in Eureka, Fortuna, and Arcata, California. The company was founded in 2004 and is based in Eureka, California.

Full RWCB Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.