Is RWCB or QYLD a better dividend investment in 2026?

RWCB currently yields 1.17% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RWCB and QYLD?

RWCB has a forward dividend yield of 1.17% ($0.36/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.75 percentage points.

Home › Compare › RWCB vs QYLD

RWCB vs QYLD: Dividend Comparison 2026

RWCB yields 1.17% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RWCB wins by $1.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RWCB

● Live price

1.17%

Share price

$30.80

Annual div

$0.36

5Y div CAGR

25.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$1,427.92

Full RWCB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RWCB vs QYLD

📍 RWCB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RWCB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RWCB + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RWCB pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RWCB

Annual income on $10K today (after 15% tax)

$99.35/yr

After 10yr DRIP, annual income (after tax)

$1,213.73/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,596.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RWCB + QYLD for your $10,000?

RWCB: 50%QYLD: 50%

100% QYLD50/50100% RWCB

Portfolio after 10yr

$26.0K

Annual income

$3,543.62/yr

Blended yield

13.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RWCB buys

QYLD buys

No recent congressional trades found for RWCB or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRWCBQYLD

Forward yield	1.17%	11.92% ✓
Annual dividend / share	$0.36	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	25.3% ✓	0%
Portfolio after 10y	$26.6K ✓	$25.4K
Annual income after 10y	$1,427.92	$5,659.31 ✓
Total dividends collected	$5.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RWCB vs QYLD ($10,000, DRIP)

Year	RWCB Portfolio	RWCB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,846	$146.45	$10,352	$1,192.36	+$494.00 → RWCB
2	$11,792	$186.02	$10,830	$1,347.57	+$962.00 → RWCB
3	$12,854	$236.82	$11,460	$1,539.07	+$1.4K → RWCB
4	$14,056	$302.30	$12,275	$1,777.84	+$1.8K → RWCB
5	$15,427	$387.11	$13,323	$2,078.95	+$2.1K → RWCB
6	$17,005	$497.53	$14,667	$2,463.34	+$2.3K → RWCB
7	$18,837	$642.20	$16,396	$2,960.57	+$2.4K → RWCB
8	$20,989	$833.08	$18,631	$3,612.97	+$2.4K → RWCB
9	$23,545	$1,086.99	$21,548	$4,482.15	+$2.0K → RWCB
10	$26,621	$1,427.92	$25,398	$5,659.31	+$1.2K → RWCB

RWCB vs QYLD: Complete Analysis 2026

RWCB — Stock

Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company accepts checking, savings, and money market accounts, as well as certificates of deposit. It also offers real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, and personal credits. In addition, the company provides credit and debit cards, re-order checks, and online and mobile banking services. It serves clients through its branches located in Eureka, Fortuna, and Arcata, California. The company was founded in 2004 and is based in Eureka, California.

Full RWCB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this RWCB vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RWCB vs SCHD RWCB vs JEPI RWCB vs O RWCB vs KO RWCB vs MAIN RWCB vs XYLD RWCB vs JEPQ RWCB vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.