HomeCompareRWEM vs SCHD

RWEM vs SCHD: Dividend Comparison 2026

RWEM yields 2.24% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.0K in total portfolio value
10 years
RWEM
RWEM
● Live price
2.24%
Share price
$28.62
Annual div
$0.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.0K
Annual income
$259.13
Full RWEM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — RWEM vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRWEMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RWEM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RWEM pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RWEM
Annual income on $10K today (after 15% tax)
$190.56/yr
After 10yr DRIP, annual income (after tax)
$220.26/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $138.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RWEM + SCHD for your $10,000?

RWEM: 50%SCHD: 50%
100% SCHD50/50100% RWEM
Portfolio after 10yr
$26.0K
Annual income
$340.86/yr
Blended yield
1.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RWEM buys
0
SCHD buys
0
No recent congressional trades found for RWEM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRWEMSCHD
Forward yield2.24%3.44%
Annual dividend / share$0.64$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.0K$29.0K
Annual income after 10y$259.13$422.61
Total dividends collected$2.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RWEM vs SCHD ($10,000, DRIP)

YearRWEM PortfolioRWEM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,924$224.18$11,224$344.10$300.00SCHD
2$11,918$228.88$12,567$354.98$649.00SCHD
3$12,985$233.36$14,038$365.30$1.1KSCHD
4$14,132$237.63$15,648$375.06$1.5KSCHD
5$15,363$241.70$17,410$384.27$2.0KSCHD
6$16,684$245.56$19,335$392.95$2.7KSCHD
7$18,101$249.23$21,437$401.10$3.3KSCHD
8$19,621$252.71$23,733$408.75$4.1KSCHD
9$21,250$256.00$26,237$415.91$5.0KSCHD
10$22,997$259.13$28,968$422.61$6.0KSCHD

RWEM vs SCHD: Complete Analysis 2026

RWEMStock

RWEM tracks a selection of large-cap emerging markets stocks chosen using various factors and optimized through machine learning models. The model employs over 100 market-level, fundamental, and technical signals from 12 major factor categories. Constraints are applied to limit stock concentration and industry exposure relative to the FT Wilshire Emerging Large Cap Index. The index construction consists of three steps: risk-adjusted returns estimation, covariance matrix estimation, and mean tracking err optimization. The index is reconstituted quarterly. The data used for estimating stock risk-adjusted returns and the covariance matrix is based on the month-end figures from the month prior to the reconstitution. Before Dec. 19, 2025, the fund was an actively managed fund named Rayliant Quantamental Emerging Market ex-China Equity ETF (RAYE).

Full RWEM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.