Is RYBIX or SPHD a better dividend investment in 2026?

RYBIX currently yields 7.99% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: RYBIX offers higher current income.

What is the dividend yield difference between RYBIX and SPHD?

RYBIX has a forward dividend yield of 7.99% ($7.52/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 3.99 percentage points.

Home › Compare › RYBIX vs SPHD

RYBIX vs SPHD: Dividend Comparison 2026

RYBIX yields 7.99% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYBIX wins by $5.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYBIX

● Live price

7.99%

Share price

$94.22

Annual div

$7.52

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.9K

Annual income

$1,323.96

Full RYBIX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — RYBIX vs SPHD

📍 RYBIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYBIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYBIX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYBIX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYBIX

Annual income on $10K today (after 15% tax)

$678.86/yr

After 10yr DRIP, annual income (after tax)

$1,125.37/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYBIX beats the other by $361.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYBIX + SPHD for your $10,000?

RYBIX: 50%SPHD: 50%

100% SPHD50/50100% RYBIX

Portfolio after 10yr

$31.0K

Annual income

$1,111.58/yr

Blended yield

3.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYBIX buys

SPHD buys

No recent congressional trades found for RYBIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYBIXSPHD

Forward yield	7.99% ✓	4.00%
Annual dividend / share	$7.52 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$33.9K ✓	$28.0K
Annual income after 10y	$1,323.96 ✓	$899.19
Total dividends collected	$10.6K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYBIX vs SPHD ($10,000, DRIP)

Year	RYBIX Portfolio	RYBIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,499	$798.66	$11,120	$420.00	+$379.00 → RYBIX
2	$13,162	$858.27	$12,357	$458.31	+$805.00 → RYBIX
3	$15,001	$918.14	$13,721	$499.76	+$1.3K → RYBIX
4	$17,029	$978.00	$15,227	$544.58	+$1.8K → RYBIX
5	$19,259	$1,037.59	$16,885	$593.02	+$2.4K → RYBIX
6	$21,704	$1,096.67	$18,713	$645.34	+$3.0K → RYBIX
7	$24,378	$1,155.03	$20,724	$701.81	+$3.7K → RYBIX
8	$27,297	$1,212.48	$22,938	$762.73	+$4.4K → RYBIX
9	$30,477	$1,268.84	$25,372	$828.41	+$5.1K → RYBIX
10	$33,934	$1,323.96	$28,047	$899.19	+$5.9K → RYBIX

RYBIX vs SPHD: Complete Analysis 2026

RYBIX — Stock

The investment seeks capital appreciation. The fund invests substantially all (at least 80%) of its net assets in equity securities of Basic Materials Companies that are traded in the United States and in derivatives. It may invest to a significant extent in the securities of Basic Materials Companies that have small to mid-sized capitalizations. Basic Materials Companies are engaged in the manufacture, mining, processing, or distribution of raw materials and intermediate goods used in the industrials sector, and may be involved in the production and transportation of metals, textiles, and wood products.

Full RYBIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.