HomeCompareRYCEF vs MO

RYCEF vs MO: Dividend Comparison 2026

RYCEF yields 0.91% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYCEF wins by $3.23M in total portfolio value
10 years
RYCEF
RYCEF
● Live price
0.91%
Share price
$14.35
Annual div
$0.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.31M
Annual income
$2,730,179.98
Full RYCEF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — RYCEF vs MO

📍 RYCEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYCEFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYCEF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYCEF pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYCEF
Annual income on $10K today (after 15% tax)
$77.00/yr
After 10yr DRIP, annual income (after tax)
$2,320,652.98/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, RYCEF beats the other by $2,296,029.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYCEF + MO for your $10,000?

RYCEF: 50%MO: 50%
100% MO50/50100% RYCEF
Portfolio after 10yr
$1.69M
Annual income
$1,379,574.26/yr
Blended yield
81.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

RYCEF
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
3.3
Piotroski
7/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYCEF buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYCEFMO
Forward yield0.91%6.27%
Annual dividend / share$0.13$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$3.31M$77.7K
Annual income after 10y$2,730,179.98$28,968.54
Total dividends collected$3.24M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: RYCEF vs MO ($10,000, DRIP)

YearRYCEF PortfolioRYCEF Income/yrMO PortfolioMO Income/yrGap
1← crossover$10,881$181.18$10,558$768.31+$323.00RYCEF
2$12,011$368.51$11,352$1,015.87+$659.00RYCEF
3$13,613$760.34$12,482$1,367.86+$1.1KRYCEF
4$16,176$1,610.64$14,103$1,883.39+$2.1KRYCEF
5$20,886$3,577.49$16,472$2,664.91+$4.4KRYCEF
6$30,982$8,633.85$20,024$3,897.79+$11.0KRYCEF
7$57,089$23,938.88$25,537$5,933.74+$31.6KRYCEF
8$143,537$82,451.68$34,478$9,476.77+$109.1KRYCEF
9$541,071$387,485.70$49,776$16,022.63+$491.3KRYCEF
10$3,309,125$2,730,179.98$77,699$28,968.54+$3.23MRYCEF

RYCEF vs MO: Complete Analysis 2026

RYCEFStock

Rolls-Royce Holdings plc operates as an industrial technology company in the United Kingdom and internationally. The company operates in four segments: Civil Aerospace, Power Systems, Defence, and New Markets. The Civil Aerospace segment develops, manufactures, and sells aero engines for large commercial aircraft, regional jet, and business aviation markets, as well as provides aftermarket services. The Power Systems segment engages in the development, manufacture, marketing, and sale of integrated solutions for onsite power and propulsion for the marine, defense, power generation, and industrial markets. The Defence segment offers aero engines for military transport and patrol aircraft applications; and naval engines and submarine nuclear power plants, as well as aftermarket services. The New Markets segment develops, manufactures, and sells small modular reactor and new electrical power solutions. It also provides maintenance, repair, and overhaul services. Rolls-Royce Holdings plc was founded in 1884 and is headquartered in London, the United Kingdom.

Full RYCEF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.