Is RYCEF or RYLD a better dividend investment in 2026?

RYCEF currently yields 0.91% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between RYCEF and RYLD?

RYCEF has a forward dividend yield of 0.91% ($0.13/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 11.48 percentage points.

Home › Compare › RYCEF vs RYLD

RYCEF vs RYLD: Dividend Comparison 2026

RYCEF yields 0.91% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYCEF wins by $3.26M in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

RYCEF

● Live price

0.91%

Share price

$14.35

Annual div

$0.13

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.31M

Annual income

$2,730,179.98

Full RYCEF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — RYCEF vs RYLD

📍 RYCEF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYCEF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYCEF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RYCEF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYCEF

Annual income on $10K today (after 15% tax)

$77.00/yr

After 10yr DRIP, annual income (after tax)

$2,320,652.98/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYCEF beats the other by $2,318,372.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYCEF + RYLD for your $10,000?

RYCEF: 50%RYLD: 50%

100% RYLD50/50100% RYCEF

Portfolio after 10yr

$1.68M

Annual income

$1,366,431.48/yr

Blended yield

81.47%

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Analyst Conviction Gap

Where Wall Street is split right now

RYCEF

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

3.3

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYCEF buys

RYLD buys

No recent congressional trades found for RYCEF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYCEFRYLD

Forward yield	0.91%	12.39% ✓
Annual dividend / share	$0.13	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3.31M	$45.3K ✓
Annual income after 10y	$2,730,179.98 ✓	$2,682.98
Total dividends collected	$3.24M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYCEF vs RYLD ($10,000, DRIP)

Year	RYCEF Portfolio	RYCEF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,881	$181.18	$11,939	$1,239.34	$1.1K → RYLD
2	$12,011	$368.51	$14,158	$1,382.89	$2.1K → RYLD
3	$13,613	$760.34	$16,682	$1,532.59	$3.1K → RYLD
4	$16,176	$1,610.64	$19,537	$1,687.64	$3.4K → RYLD
5	$20,886	$3,577.49	$22,752	$1,847.20	$1.9K → RYLD
6← crossover	$30,982	$8,633.85	$26,355	$2,010.43	+$4.6K → RYCEF
7	$57,089	$23,938.88	$30,376	$2,176.45	+$26.7K → RYCEF
8	$143,537	$82,451.68	$34,847	$2,344.43	+$108.7K → RYCEF
9	$541,071	$387,485.70	$39,800	$2,513.54	+$501.3K → RYCEF
10	$3,309,125	$2,730,179.98	$45,269	$2,682.98	+$3.26M → RYCEF

RYCEF vs RYLD: Complete Analysis 2026

RYCEF — Stock

Rolls-Royce Holdings plc operates as an industrial technology company in the United Kingdom and internationally. The company operates in four segments: Civil Aerospace, Power Systems, Defence, and New Markets. The Civil Aerospace segment develops, manufactures, and sells aero engines for large commercial aircraft, regional jet, and business aviation markets, as well as provides aftermarket services. The Power Systems segment engages in the development, manufacture, marketing, and sale of integrated solutions for onsite power and propulsion for the marine, defense, power generation, and industrial markets. The Defence segment offers aero engines for military transport and patrol aircraft applications; and naval engines and submarine nuclear power plants, as well as aftermarket services. The New Markets segment develops, manufactures, and sells small modular reactor and new electrical power solutions. It also provides maintenance, repair, and overhaul services. Rolls-Royce Holdings plc was founded in 1884 and is headquartered in London, the United Kingdom.

Full RYCEF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.