HomeCompareRYCEF vs SPHD

RYCEF vs SPHD: Dividend Comparison 2026

RYCEF yields 0.91% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYCEF wins by $3.28M in total portfolio value· pulled ahead in Year 4
10 years
RYCEF
RYCEF
● Live price
0.91%
Share price
$14.35
Annual div
$0.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.31M
Annual income
$2,730,179.98
Full RYCEF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RYCEF vs SPHD

📍 RYCEF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYCEFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYCEF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYCEF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYCEF
Annual income on $10K today (after 15% tax)
$77.00/yr
After 10yr DRIP, annual income (after tax)
$2,320,652.98/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RYCEF beats the other by $2,320,167.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYCEF + SPHD for your $10,000?

RYCEF: 50%SPHD: 50%
100% SPHD50/50100% RYCEF
Portfolio after 10yr
$1.67M
Annual income
$1,365,375.65/yr
Blended yield
81.87%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYCEF buys
0
SPHD buys
0
No recent congressional trades found for RYCEF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYCEFSPHD
Forward yield0.91%4.33%
Annual dividend / share$0.13$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$3.31M$26.5K
Annual income after 10y$2,730,179.98$571.32
Total dividends collected$3.24M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RYCEF vs SPHD ($10,000, DRIP)

YearRYCEF PortfolioRYCEF Income/yrSPHD PortfolioSPHD Income/yrGap
1$10,881$181.18$11,133$432.85$252.00SPHD
2$12,011$368.51$12,363$450.36$352.00SPHD
3$13,613$760.34$13,695$467.39$82.00SPHD
4← crossover$16,176$1,610.64$15,138$483.90+$1.0KRYCEF
5$20,886$3,577.49$16,697$499.88+$4.2KRYCEF
6$30,982$8,633.85$18,382$515.31+$12.6KRYCEF
7$57,089$23,938.88$20,198$530.17+$36.9KRYCEF
8$143,537$82,451.68$22,157$544.46+$121.4KRYCEF
9$541,071$387,485.70$24,266$558.18+$516.8KRYCEF
10$3,309,125$2,730,179.98$26,536$571.32+$3.28MRYCEF

RYCEF vs SPHD: Complete Analysis 2026

RYCEFStock

Rolls-Royce Holdings plc operates as an industrial technology company in the United Kingdom and internationally. The company operates in four segments: Civil Aerospace, Power Systems, Defence, and New Markets. The Civil Aerospace segment develops, manufactures, and sells aero engines for large commercial aircraft, regional jet, and business aviation markets, as well as provides aftermarket services. The Power Systems segment engages in the development, manufacture, marketing, and sale of integrated solutions for onsite power and propulsion for the marine, defense, power generation, and industrial markets. The Defence segment offers aero engines for military transport and patrol aircraft applications; and naval engines and submarine nuclear power plants, as well as aftermarket services. The New Markets segment develops, manufactures, and sells small modular reactor and new electrical power solutions. It also provides maintenance, repair, and overhaul services. Rolls-Royce Holdings plc was founded in 1884 and is headquartered in London, the United Kingdom.

Full RYCEF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.