Is RYCIX or HDV a better dividend investment in 2026?

RYCIX currently yields 17.36% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RYCIX offers higher current income.

What is the dividend yield difference between RYCIX and HDV?

RYCIX has a forward dividend yield of 17.36% ($21.40/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 14.44 percentage points.

Home › Compare › RYCIX vs HDV

RYCIX vs HDV: Dividend Comparison 2026

RYCIX yields 17.36% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYCIX wins by $37.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYCIX

● Live price

17.36%

Share price

$123.27

Annual div

$21.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$62.0K

Annual income

$5,031.87

Full RYCIX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — RYCIX vs HDV

📍 RYCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYCIX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYCIX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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RYCIX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYCIX

Annual income on $10K today (after 15% tax)

$1,475.96/yr

After 10yr DRIP, annual income (after tax)

$4,277.09/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, RYCIX beats the other by $3,977.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYCIX + HDV for your $10,000?

RYCIX: 50%HDV: 50%

100% HDV50/50100% RYCIX

Portfolio after 10yr

$43.2K

Annual income

$2,692.30/yr

Blended yield

6.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYCIX buys

HDV buys

No recent congressional trades found for RYCIX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYCIXHDV

Forward yield	17.36% ✓	2.92%
Annual dividend / share	$21.40 ✓	$3.96
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$62.0K ✓	$24.3K
Annual income after 10y	$5,031.87 ✓	$352.73
Total dividends collected	$32.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYCIX vs HDV ($10,000, DRIP)

Year	RYCIX Portfolio	RYCIX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$12,436	$1,736.42	$11,002	$292.38	+$1.4K → RYCIX
2	$15,325	$2,018.21	$12,084	$300.36	+$3.2K → RYCIX
3	$18,722	$2,324.31	$13,250	$308.02	+$5.5K → RYCIX
4	$22,687	$2,653.76	$14,506	$315.35	+$8.2K → RYCIX
5	$27,280	$3,005.31	$15,858	$322.35	+$11.4K → RYCIX
6	$32,567	$3,377.38	$17,313	$329.04	+$15.3K → RYCIX
7	$38,615	$3,768.16	$18,878	$335.42	+$19.7K → RYCIX
8	$45,493	$4,175.63	$20,560	$341.49	+$24.9K → RYCIX
9	$53,276	$4,597.63	$22,367	$347.25	+$30.9K → RYCIX
10	$62,037	$5,031.87	$24,307	$352.73	+$37.7K → RYCIX

RYCIX vs HDV: Complete Analysis 2026

RYCIX — Stock

The investment seeks capital appreciation. Under normal circumstances, the fund invests substantially all (at least 80%) of its net assets in equity securities of Consumer Products Companies that are traded in the United States and in derivatives, which primarily consist of futures contracts and options on securities, futures contracts, and stock indices. It may invest to a significant extent in the securities of Consumer Products Companies that have small to mid-sized capitalizations.

Full RYCIX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.