Is RYCPX or DVY a better dividend investment in 2026?

RYCPX currently yields 35.42% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: RYCPX offers higher current income.

What is the dividend yield difference between RYCPX and DVY?

RYCPX has a forward dividend yield of 35.42% ($21.40/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 31.92 percentage points.

Home › Compare › RYCPX vs DVY

RYCPX vs DVY: Dividend Comparison 2026

RYCPX yields 35.42% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYCPX wins by $155.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYCPX

● Live price

35.42%

Share price

$60.43

Annual div

$21.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$180.1K

Annual income

$27,479.35

Full RYCPX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — RYCPX vs DVY

📍 RYCPX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYCPX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYCPX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYCPX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYCPX

Annual income on $10K today (after 15% tax)

$3,010.78/yr

After 10yr DRIP, annual income (after tax)

$23,357.45/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, RYCPX beats the other by $22,985.33/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYCPX + DVY for your $10,000?

RYCPX: 50%DVY: 50%

100% DVY50/50100% RYCPX

Portfolio after 10yr

$102.6K

Annual income

$13,958.56/yr

Blended yield

13.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYCPX buys

DVY buys

No recent congressional trades found for RYCPX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYCPXDVY

Forward yield	35.42% ✓	3.50%
Annual dividend / share	$21.40 ✓	$5.25
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$180.1K ✓	$25.1K
Annual income after 10y	$27,479.35 ✓	$437.78
Total dividends collected	$130.4K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYCPX vs DVY ($10,000, DRIP)

Year	RYCPX Portfolio	RYCPX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$14,242	$3,542.09	$11,050	$349.62	+$3.2K → RYCPX
2	$19,954	$4,714.66	$12,184	$361.04	+$7.8K → RYCPX
3	$27,524	$6,173.28	$13,409	$372.07	+$14.1K → RYCPX
4	$37,409	$7,958.22	$14,730	$382.68	+$22.7K → RYCPX
5	$50,136	$10,108.73	$16,154	$392.89	+$34.0K → RYCPX
6	$66,307	$12,661.65	$17,688	$402.69	+$48.6K → RYCPX
7	$86,599	$15,650.11	$19,338	$412.07	+$67.3K → RYCPX
8	$111,763	$19,102.27	$21,113	$421.04	+$90.7K → RYCPX
9	$142,627	$23,040.26	$23,020	$429.61	+$119.6K → RYCPX
10	$180,090	$27,479.35	$25,070	$437.78	+$155.0K → RYCPX

RYCPX vs DVY: Complete Analysis 2026

RYCPX — Stock

Under normal circumstances, the fund invests substantially all (at least 80%) of its net assets in equity securities of Consumer Products Companies that are traded in the United States and in derivatives, which primarily consist of futures contracts and options on securities, futures contracts, and stock indices. It may invest to a significant extent in the securities of Consumer Products Companies that have small to mid-sized capitalizations.

Full RYCPX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.