Is RYDVX or XYLD a better dividend investment in 2026?

RYDVX currently yields 179.15% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: RYDVX offers higher current income.

What is the dividend yield difference between RYDVX and XYLD?

RYDVX has a forward dividend yield of 179.15% ($4.07/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 167.95 percentage points.

Home › Compare › RYDVX vs XYLD

RYDVX vs XYLD: Dividend Comparison 2026

RYDVX yields 179.15% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYDVX wins by $64.02M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYDVX

● Live price

179.15%

Share price

$2.27

Annual div

$4.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$64.05M

Annual income

$30,526,641.88

Full RYDVX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — RYDVX vs XYLD

📍 RYDVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYDVX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYDVX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYDVX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYDVX

Annual income on $10K today (after 15% tax)

$15,227.73/yr

After 10yr DRIP, annual income (after tax)

$25,947,645.60/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, RYDVX beats the other by $25,944,797.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYDVX + XYLD for your $10,000?

RYDVX: 50%XYLD: 50%

100% XYLD50/50100% RYDVX

Portfolio after 10yr

$32.04M

Annual income

$15,264,996.45/yr

Blended yield

47.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYDVX buys

XYLD buys

No recent congressional trades found for RYDVX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYDVXXYLD

Forward yield	179.15% ✓	11.20%
Annual dividend / share	$4.07	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$64.05M ✓	$25.9K
Annual income after 10y	$30,526,641.88 ✓	$3,351.03
Total dividends collected	$59.97M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYDVX vs XYLD ($10,000, DRIP)

Year	RYDVX Portfolio	RYDVX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$28,615	$17,914.98	$10,840	$1,120.44	+$17.8K → RYDVX
2	$78,528	$47,909.97	$11,786	$1,249.59	+$66.7K → RYDVX
3	$206,903	$122,877.75	$12,854	$1,397.78	+$194.0K → RYDVX
4	$523,960	$302,573.66	$14,063	$1,568.33	+$509.9K → RYDVX
5	$1,276,745	$716,108.68	$15,434	$1,765.19	+$1.26M → RYDVX
6	$2,996,921	$1,630,803.72	$16,995	$1,993.14	+$2.98M → RYDVX
7	$6,784,282	$3,577,576.69	$18,777	$2,257.95	+$6.77M → RYDVX
8	$14,828,100	$7,568,917.26	$20,818	$2,566.58	+$14.81M → RYDVX
9	$31,326,852	$15,460,785.30	$23,163	$2,927.50	+$31.30M → RYDVX
10	$64,046,373	$30,526,641.88	$25,865	$3,351.03	+$64.02M → RYDVX

RYDVX vs XYLD: Complete Analysis 2026

RYDVX — Stock

The investment seeks long-term growth of capital and current income. Royce & Associates, LP ("Royce"), the fund's investment adviser, invests the fund's assets primarily in dividend-paying securities of companies with stock market capitalizations up to $15 billion that the advisor believes are trading below its estimate of their current worth. Normally, the fund invests at least 80% of its net assets in equity securities that produce dividend income to the fund, and at least 65% will be issued by companies with stock market capitalizations up to $15 billion at the time of investment.

Full RYDVX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.