HomeCompareRYF vs FCPT

RYF vs FCPT: Dividend Comparison 2026

RYF yields 2.49% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $25.7K in total portfolio value
10 years
RYF
RYF
● Live price
2.49%
Share price
$50.65
Annual div
$1.26
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$292.36
Full RYF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — RYF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYF + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYF
Annual income on $10K today (after 15% tax)
$211.61/yr
After 10yr DRIP, annual income (after tax)
$248.51/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,660.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYF + FCPT for your $10,000?

RYF: 50%FCPT: 50%
100% FCPT50/50100% RYF
Portfolio after 10yr
$36.2K
Annual income
$3,033.82/yr
Blended yield
8.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RYF
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYF buys
0
FCPT buys
0
No recent congressional trades found for RYF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYFFCPT
Forward yield2.49%6.05%
Annual dividend / share$1.26$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$23.4K$49.1K
Annual income after 10y$292.36$5,775.28
Total dividends collected$2.7K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RYF vs FCPT ($10,000, DRIP)

YearRYF PortfolioRYF Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,949$248.95$11,401$700.92$452.00FCPT
2$11,970$254.75$13,064$864.84$1.1KFCPT
3$13,068$260.28$15,051$1,072.48$2.0KFCPT
4$14,249$265.57$17,442$1,337.22$3.2KFCPT
5$15,517$270.62$20,340$1,677.08$4.8KFCPT
6$16,878$275.42$23,880$2,116.57$7.0KFCPT
7$18,340$279.99$28,241$2,689.36$9.9KFCPT
8$19,908$284.33$33,660$3,442.07$13.8KFCPT
9$21,590$288.45$40,456$4,439.95$18.9KFCPT
10$23,394$292.36$49,063$5,775.28$25.7KFCPT

RYF vs FCPT: Complete Analysis 2026

RYFStock

The fund generally will invest at least 90% of its total assets in the securities that comprise the underlying index. The underlying index is composed of all of the components of the S&P 500® Financials Index, an index that contains the common stocks of all companies included in the S&P 500® Index that are classified as members of the financials sector, as defined according to the Global Industry Classification Standard (GICS).

Full RYF Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.