HomeCompareRYF vs XYLD

RYF vs XYLD: Dividend Comparison 2026

RYF yields 2.49% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.5K in total portfolio value· pulled ahead in Year 6
10 years
RYF
RYF
● Live price
2.49%
Share price
$50.65
Annual div
$1.26
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$292.36
Full RYF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — RYF vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RYF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYF
Annual income on $10K today (after 15% tax)
$211.61/yr
After 10yr DRIP, annual income (after tax)
$248.51/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,599.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYF + XYLD for your $10,000?

RYF: 50%XYLD: 50%
100% XYLD50/50100% RYF
Portfolio after 10yr
$24.6K
Annual income
$1,821.69/yr
Blended yield
7.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYF buys
0
XYLD buys
0
No recent congressional trades found for RYF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYFXYLD
Forward yield2.49%11.20%
Annual dividend / share$1.26$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$25.9K
Annual income after 10y$292.36$3,351.03
Total dividends collected$2.7K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RYF vs XYLD ($10,000, DRIP)

YearRYF PortfolioRYF Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,949$248.95$10,840$1,120.44+$109.00RYF
2$11,970$254.75$11,786$1,249.59+$184.00RYF
3$13,068$260.28$12,854$1,397.78+$214.00RYF
4$14,249$265.57$14,063$1,568.33+$186.00RYF
5$15,517$270.62$15,434$1,765.19+$83.00RYF
6← crossover$16,878$275.42$16,995$1,993.14$117.00XYLD
7$18,340$279.99$18,777$2,257.95$437.00XYLD
8$19,908$284.33$20,818$2,566.58$910.00XYLD
9$21,590$288.45$23,163$2,927.50$1.6KXYLD
10$23,394$292.36$25,865$3,351.03$2.5KXYLD

RYF vs XYLD: Complete Analysis 2026

RYFStock

The fund generally will invest at least 90% of its total assets in the securities that comprise the underlying index. The underlying index is composed of all of the components of the S&P 500® Financials Index, an index that contains the common stocks of all companies included in the S&P 500® Index that are classified as members of the financials sector, as defined according to the Global Industry Classification Standard (GICS).

Full RYF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.