HomeCompareRYFL vs SBUX

RYFL vs SBUX: Dividend Comparison 2026

RYFL yields 9.88% · SBUX yields 2.84%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SBUX wins by $128.6K in total portfolio value· pulled ahead in Year 5
10 years
RYFL
RYFL
● Live price
9.88%
Share price
$20.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.4K
Annual income
$1,837.65
Full RYFL calculator →
SBUX
SBUX
● Live price
2.84%
Share price
$86.72
Annual div
$2.46
5Y div CAGR
48.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$167.0K
Annual income
$71,136.45
Full SBUX calculator →

Portfolio growth — RYFL vs SBUX

📍 SBUX pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYFLSBUX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYFL + SBUX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYFL pays
SBUX pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYFL
Annual income on $10K today (after 15% tax)
$839.51/yr
After 10yr DRIP, annual income (after tax)
$1,562.00/yr
SBUX
Annual income on $10K today (after 15% tax)
$241.12/yr
After 10yr DRIP, annual income (after tax)
$60,465.98/yr
At 15% tax rate, SBUX beats the other by $58,903.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYFL + SBUX for your $10,000?

RYFL: 50%SBUX: 50%
100% SBUX50/50100% RYFL
Portfolio after 10yr
$102.7K
Annual income
$36,487.06/yr
Blended yield
35.52%
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Analyst Conviction Gap

Where Wall Street is most bullish on SBUX right now

RYFL
No analyst data
SBUX
Analyst Ratings
28
Buy
27
Hold
3
Sell
Consensus: Buy
Price Target
$104.00
+19.9% upside vs current
Range: $90.00 — $120.00
Altman Z
2.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYFL buys
0
SBUX buys
0
No recent congressional trades found for RYFL or SBUX in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYFLSBUX
Forward yield9.88%2.84%
Annual dividend / share$2.00$2.46
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%48.3%
Portfolio after 10y$38.4K$167.0K
Annual income after 10y$1,837.65$71,136.45
Total dividends collected$14.1K$136.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: RYFL vs SBUX ($10,000, DRIP)

YearRYFL PortfolioRYFL Income/yrSBUX PortfolioSBUX Income/yrGap
1$11,688$987.65$11,121$420.68+$567.00RYFL
2$13,585$1,078.82$12,548$648.40+$1.0KRYFL
3$15,707$1,171.88$14,440$1,013.98+$1.3KRYFL
4$18,073$1,266.36$17,068$1,617.30+$1.0KRYFL
5← crossover$20,700$1,361.78$20,912$2,649.52$212.00SBUX
6$23,607$1,457.68$26,875$4,499.29$3.3KSBUX
7$26,813$1,553.61$36,771$8,014.12$10.0KSBUX
8$30,339$1,649.16$54,542$15,197.11$24.2KSBUX
9$34,207$1,743.96$89,602$31,242.49$55.4KSBUX
10$38,439$1,837.65$167,011$71,136.45$128.6KSBUX

RYFL vs SBUX: Complete Analysis 2026

RYFLStock

Royal Financial, Inc., through its subsidiary, Royal Savings Bank, provides commercial and retail banking services to individuals and businesses. It offers savings, NOW, non-interest bearing checking, money market, time deposit, and individual retirement accounts; certificates of deposit; and grants loans, such as one-to-four family, multi-family, commercial mortgage, business, and home equity loans. The company also provides cash management, online, and mobile banking services. It operates through a network of seven branches in Chicago, a branch in Niles, and a branch in Westmont, Illinois, as well as loan production offices in Homewood and St. Charles, Illinois. Royal Financial, Inc. was founded in 1887 and is based in Chicago, Illinois. As of January 31, 2022, Royal Financial, Inc. operates as a subsidiary of Finward Bancorp.

Full RYFL Calculator →

SBUXConsumer Discretionary

Starbucks Corporation, together with its subsidiaries, operates as a roaster, marketer, and retailer of specialty coffee worldwide. The company operates through three segments: North America, International, and Channel Development. Its stores offer coffee and tea beverages, roasted whole beans and ground coffees, single serve products, and ready-to-drink beverages; and various food products, such as pastries, breakfast sandwiches, and lunch items. The company also licenses its trademarks through licensed stores, and grocery and foodservice accounts. The company offers its products under the Starbucks, Teavana, Seattle's Best Coffee, Evolution Fresh, Ethos, Starbucks Reserve, and Princi brands. As of October 3, 2021, it operated 16,826 company-operated and licensed stores in North America; and 17,007 company-operated and licensed stores internationally. The company was founded in 1971 and is based in Seattle, Washington.

Full SBUX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.