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RYFSX vs PM: Dividend Comparison 2026

RYFSX yields 12.26% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $4.7K in total portfolio value· pulled ahead in Year 8
10 years
RYFSX
RYFSX
● Live price
12.26%
Share price
$5.52
Annual div
$0.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.9K
Annual income
$2,634.71
Full RYFSX calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RYFSX vs PM

📍 PM pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYFSXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYFSX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYFSX pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYFSX
Annual income on $10K today (after 15% tax)
$1,042.48/yr
After 10yr DRIP, annual income (after tax)
$2,239.50/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RYFSX beats the other by $121.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYFSX + PM for your $10,000?

RYFSX: 50%PM: 50%
100% PM50/50100% RYFSX
Portfolio after 10yr
$47.2K
Annual income
$2,563.37/yr
Blended yield
5.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RYFSX
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYFSX buys
0
PM buys
0
No recent congressional trades found for RYFSX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYFSXPM
Forward yield12.26%3.48%
Annual dividend / share$0.68$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$44.9K$49.6K
Annual income after 10y$2,634.71$2,492.02
Total dividends collected$19.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RYFSX vs PM ($10,000, DRIP)

YearRYFSX PortfolioRYFSX Income/yrPM PortfolioPM Income/yrGap
1$11,926$1,226.45$11,648$408.29+$278.00RYFSX
2$14,128$1,367.03$13,589$495.90+$539.00RYFSX
3$16,631$1,513.47$15,877$603.21+$754.00RYFSX
4$19,460$1,664.99$18,580$734.88+$880.00RYFSX
5$22,643$1,820.77$21,781$896.75+$862.00RYFSX
6$26,208$1,979.99$25,578$1,096.12+$630.00RYFSX
7$30,184$2,141.80$30,092$1,342.17+$92.00RYFSX
8← crossover$34,603$2,305.38$35,470$1,646.46$867.00PM
9$39,495$2,469.94$41,892$2,023.58$2.4KPM
10$44,894$2,634.71$49,578$2,492.02$4.7KPM

RYFSX vs PM: Complete Analysis 2026

RYFSXStock

Although the fund normally focuses on securities of financial services companies with stock market capitalizations up to $5 billion, it may invest an equal or greater percentage of its assets in securities of companies with larger market capitalizations. Under normal market circumstances, the fund will invest at least 40% of its net assets in equity securities of companies headquartered in at least three different countries outside of the United States.

Full RYFSX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.