Is RYFSX or RYLD a better dividend investment in 2026?

RYFSX currently yields 12.26% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYFSX offers higher current income.

What is the dividend yield difference between RYFSX and RYLD?

RYFSX has a forward dividend yield of 12.26% ($0.68/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.12 percentage points.

Home › Compare › RYFSX vs RYLD

RYFSX vs RYLD: Dividend Comparison 2026

RYFSX yields 12.26% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYFSX wins by $369.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYFSX

● Live price

12.26%

Share price

$5.52

Annual div

$0.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.9K

Annual income

$2,634.71

Full RYFSX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RYFSX vs RYLD

📍 RYFSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYFSX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYFSX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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RYFSX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYFSX

Annual income on $10K today (after 15% tax)

$1,042.48/yr

After 10yr DRIP, annual income (after tax)

$2,239.50/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYFSX beats the other by $40.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYFSX + RYLD for your $10,000?

RYFSX: 50%RYLD: 50%

100% RYLD50/50100% RYFSX

Portfolio after 10yr

$44.7K

Annual income

$2,611.03/yr

Blended yield

5.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYFSX buys

RYLD buys

No recent congressional trades found for RYFSX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYFSXRYLD

Forward yield	12.26% ✓	12.14%
Annual dividend / share	$0.68	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.9K ✓	$44.5K
Annual income after 10y	$2,634.71 ✓	$2,587.35
Total dividends collected	$19.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYFSX vs RYLD ($10,000, DRIP)

Year	RYFSX Portfolio	RYFSX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,926	$1,226.45	$11,914	$1,213.65	+$12.00 → RYFSX
2	$14,128	$1,367.03	$14,099	$1,351.30	+$29.00 → RYFSX
3	$16,631	$1,513.47	$16,580	$1,494.55	+$51.00 → RYFSX
4	$19,460	$1,664.99	$19,384	$1,642.61	+$76.00 → RYFSX
5	$22,643	$1,820.77	$22,535	$1,794.70	+$108.00 → RYFSX
6	$26,208	$1,979.99	$26,063	$1,950.00	+$145.00 → RYFSX
7	$30,184	$2,141.80	$29,995	$2,107.69	+$189.00 → RYFSX
8	$34,603	$2,305.38	$34,361	$2,266.99	+$242.00 → RYFSX
9	$39,495	$2,469.94	$39,194	$2,427.12	+$301.00 → RYFSX
10	$44,894	$2,634.71	$44,525	$2,587.35	+$369.00 → RYFSX

RYFSX vs RYLD: Complete Analysis 2026

RYFSX — Stock

Although the fund normally focuses on securities of financial services companies with stock market capitalizations up to $5 billion, it may invest an equal or greater percentage of its assets in securities of companies with larger market capitalizations. Under normal market circumstances, the fund will invest at least 40% of its net assets in equity securities of companies headquartered in at least three different countries outside of the United States.

Full RYFSX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.