Is RYHHX or XYLD a better dividend investment in 2026?

RYHHX currently yields 12.40% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RYHHX offers higher current income.

What is the dividend yield difference between RYHHX and XYLD?

RYHHX has a forward dividend yield of 12.40% ($11.45/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.42 percentage points.

Home › Compare › RYHHX vs XYLD

RYHHX vs XYLD: Dividend Comparison 2026

RYHHX yields 12.40% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYHHX wins by $20.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYHHX

● Live price

12.40%

Share price

$92.34

Annual div

$11.45

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,685.48

Full RYHHX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RYHHX vs XYLD

📍 RYHHX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYHHX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYHHX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYHHX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYHHX

Annual income on $10K today (after 15% tax)

$1,054.01/yr

After 10yr DRIP, annual income (after tax)

$2,282.66/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $453.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYHHX + XYLD for your $10,000?

RYHHX: 50%XYLD: 50%

100% XYLD50/50100% RYHHX

Portfolio after 10yr

$35.3K

Annual income

$2,952.25/yr

Blended yield

8.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYHHX buys

XYLD buys

No recent congressional trades found for RYHHX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYHHXXYLD

Forward yield	12.40% ✓	10.98%
Annual dividend / share	$11.45 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.3K ✓	$25.3K
Annual income after 10y	$2,685.48	$3,219.02 ✓
Total dividends collected	$19.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYHHX vs XYLD ($10,000, DRIP)

Year	RYHHX Portfolio	RYHHX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,940	$1,240.01	$10,818	$1,098.39	+$1.1K → RYHHX
2	$14,160	$1,383.71	$11,738	$1,222.51	+$2.4K → RYHHX
3	$16,684	$1,533.57	$12,774	$1,364.64	+$3.9K → RYHHX
4	$19,541	$1,688.80	$13,944	$1,527.86	+$5.6K → RYHHX
5	$22,757	$1,848.56	$15,270	$1,715.87	+$7.5K → RYHHX
6	$26,362	$2,012.00	$16,775	$1,933.09	+$9.6K → RYHHX
7	$30,386	$2,178.24	$18,490	$2,184.87	+$11.9K → RYHHX
8	$34,859	$2,346.45	$20,450	$2,477.63	+$14.4K → RYHHX
9	$39,815	$2,515.79	$22,697	$2,819.19	+$17.1K → RYHHX
10	$45,288	$2,685.48	$25,280	$3,219.02	+$20.0K → RYHHX

RYHHX vs XYLD: Complete Analysis 2026

RYHHX — Stock

The fund will invest at least 80% of its net assets, plus any borrowings for investment purposes, in financial instruments that in combination have economic characteristics similar to the U.S. and Canadian high yield bond markets and/or in high yield debt securities. It will primarily invest in credit default swaps, swaps on ETFs, and bond futures to gain exposure similar to the high yield bond market. The fund is non-diversified.

Full RYHHX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.