Is RYIPX or XYLD a better dividend investment in 2026?

RYIPX currently yields 0.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RYIPX and XYLD?

RYIPX has a forward dividend yield of 0.86% ($0.12/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.12 percentage points.

Home › Compare › RYIPX vs XYLD

RYIPX vs XYLD: Dividend Comparison 2026

RYIPX yields 0.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYIPX

● Live price

0.86%

Share price

$14.16

Annual div

$0.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$90.80

Full RYIPX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RYIPX vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYIPX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RYIPX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RYIPX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYIPX

Annual income on $10K today (after 15% tax)

$72.99/yr

After 10yr DRIP, annual income (after tax)

$77.18/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,658.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYIPX + XYLD for your $10,000?

RYIPX: 50%XYLD: 50%

100% XYLD50/50100% RYIPX

Portfolio after 10yr

$23.1K

Annual income

$1,654.91/yr

Blended yield

7.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYIPX buys

XYLD buys

No recent congressional trades found for RYIPX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYIPXXYLD

Forward yield	0.86%	10.98% ✓
Annual dividend / share	$0.12	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.9K	$25.3K ✓
Annual income after 10y	$90.80	$3,219.02 ✓
Total dividends collected	$885.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYIPX vs XYLD ($10,000, DRIP)

Year	RYIPX Portfolio	RYIPX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,786	$85.88	$10,818	$1,098.39	$32.00 → XYLD
2	$11,627	$86.56	$11,738	$1,222.51	$111.00 → XYLD
3	$12,529	$87.21	$12,774	$1,364.64	$245.00 → XYLD
4	$13,493	$87.83	$13,944	$1,527.86	$451.00 → XYLD
5	$14,526	$88.40	$15,270	$1,715.87	$744.00 → XYLD
6	$15,632	$88.94	$16,775	$1,933.09	$1.1K → XYLD
7	$16,816	$89.45	$18,490	$2,184.87	$1.7K → XYLD
8	$18,083	$89.93	$20,450	$2,477.63	$2.4K → XYLD
9	$19,439	$90.38	$22,697	$2,819.19	$3.3K → XYLD
10	$20,891	$90.80	$25,280	$3,219.02	$4.4K → XYLD

RYIPX vs XYLD: Complete Analysis 2026

RYIPX — Stock

Normally, the fund invests at least 80% of its net assets in equity securities of such premier companies headquartered outside of the United States. At least 65% of these securities will be issued by small-cap companies, with stock market capitalizations up to $5 billion at the time of investment. Under normal market circumstances, at least 65% of the fund's net assets will be invested in equity securities of international companies headquartered in at least three different countries.

Full RYIPX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this RYIPX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RYIPX vs SCHD RYIPX vs JEPI RYIPX vs O RYIPX vs KO RYIPX vs MAIN RYIPX vs QYLD RYIPX vs JEPQ RYIPX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.