Is RYLD or YORW a better dividend investment in 2026?

RYLD currently yields 12.39% with a 5% 5-year dividend growth rate. YORW yields 2.90% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between RYLD and YORW?

RYLD has a forward dividend yield of 12.39% ($1.81/share annually). YORW yields 2.90% ($0.89/share annually). The yield gap is 9.49 percentage points.

Home › Compare › RYLD vs YORW

RYLD vs YORW: Dividend Comparison 2026

RYLD yields 12.39% · YORW yields 2.90%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $9.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

YORW

● Live price

2.90%

Share price

$30.86

Annual div

$0.89

5Y div CAGR

21.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.9K

Annual income

$3,361.83

Full YORW calculator →

Portfolio growth — RYLD vs YORW

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYLD	YORW
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYLD + YORW cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RYLD pays

YORW pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

YORW

Annual income on $10K today (after 15% tax)

$246.35/yr

After 10yr DRIP, annual income (after tax)

$2,857.56/yr

At 15% tax rate, YORW beats the other by $577.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYLD + YORW for your $10,000?

RYLD: 50%YORW: 50%

100% YORW50/50100% RYLD

Portfolio after 10yr

$40.6K

Annual income

$3,022.41/yr

Blended yield

7.45%

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Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

RYLD

No analyst data

YORW

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

0.9

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYLD buys

YORW buys

No recent congressional trades found for RYLD or YORW in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYLDYORW

Forward yield	12.39% ✓	2.90%
Annual dividend / share	$1.81 ✓	$0.89
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	21.5% ✓
Portfolio after 10y	$45.3K ✓	$35.9K
Annual income after 10y	$2,682.98	$3,361.83 ✓
Total dividends collected	$19.4K ✓	$13.4K
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: RYLD vs YORW ($10,000, DRIP)

Year	RYLD Portfolio	RYLD Income/yr	YORW Portfolio	YORW Income/yr	Gap
1← crossover	$11,939	$1,239.34	$11,052	$352.14	+$887.00 → RYLD
2	$14,158	$1,382.89	$12,268	$441.93	+$1.9K → RYLD
3	$16,682	$1,532.59	$13,683	$557.01	+$3.0K → RYLD
4	$19,537	$1,687.64	$15,347	$705.48	+$4.2K → RYLD
5	$22,752	$1,847.20	$17,320	$898.46	+$5.4K → RYLD
6	$26,355	$2,010.43	$19,683	$1,151.36	+$6.7K → RYLD
7	$30,376	$2,176.45	$22,547	$1,485.81	+$7.8K → RYLD
8	$34,847	$2,344.43	$26,058	$1,932.62	+$8.8K → RYLD
9	$39,800	$2,513.54	$30,418	$2,536.24	+$9.4K → RYLD
10	$45,269	$2,682.98	$35,909	$3,361.83	+$9.4K → RYLD

RYLD vs YORW: Complete Analysis 2026

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

YORW — Stock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.