Is RYLHF or QYLD a better dividend investment in 2026?

RYLHF currently yields 4.50% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RYLHF and QYLD?

RYLHF has a forward dividend yield of 4.50% ($0.01/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.42 percentage points.

Home › Compare › RYLHF vs QYLD

RYLHF vs QYLD: Dividend Comparison 2026

RYLHF yields 4.50% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLHF wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYLHF

● Live price

4.50%

Share price

$0.22

Annual div

$0.01

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$601.19

Full RYLHF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RYLHF vs QYLD

📍 RYLHF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYLHF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYLHF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

RYLHF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYLHF

Annual income on $10K today (after 15% tax)

$382.88/yr

After 10yr DRIP, annual income (after tax)

$511.01/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,299.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYLHF + QYLD for your $10,000?

RYLHF: 50%QYLD: 50%

100% QYLD50/50100% RYLHF

Portfolio after 10yr

$26.1K

Annual income

$3,130.25/yr

Blended yield

11.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYLHF buys

QYLD buys

No recent congressional trades found for RYLHF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYLHFQYLD

Forward yield	4.50%	11.92% ✓
Annual dividend / share	$0.01	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.9K ✓	$25.4K
Annual income after 10y	$601.19	$5,659.31 ✓
Total dividends collected	$5.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYLHF vs QYLD ($10,000, DRIP)

Year	RYLHF Portfolio	RYLHF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,150	$450.45	$10,352	$1,192.36	+$798.00 → RYLHF
2	$12,400	$469.41	$10,830	$1,347.57	+$1.6K → RYLHF
3	$13,756	$487.88	$11,460	$1,539.07	+$2.3K → RYLHF
4	$15,225	$505.82	$12,275	$1,777.84	+$3.0K → RYLHF
5	$16,814	$523.20	$13,323	$2,078.95	+$3.5K → RYLHF
6	$18,531	$540.01	$14,667	$2,463.34	+$3.9K → RYLHF
7	$20,384	$556.22	$16,396	$2,960.57	+$4.0K → RYLHF
8	$22,383	$571.82	$18,631	$3,612.97	+$3.8K → RYLHF
9	$24,537	$586.81	$21,548	$4,482.15	+$3.0K → RYLHF
10	$26,856	$601.19	$25,398	$5,659.31	+$1.5K → RYLHF

RYLHF vs QYLD: Complete Analysis 2026

RYLHF — Stock

Royale Home Holdings Limited, an investment holding company, engages in the manufacture and sale of furniture in the People's Republic of China. The company operates through Manufacture and Sale of Furniture; Development Properties for Sales and Property Investments; Hotel Operations; and Trading. It is also involved in the trading of commodities; rental of properties; manufacture and sale of foam; provision of decoration construction services; and sales services of upholstered furniture. The company was formerly known as Royale Furniture Holdings Limited and changed its name to Royale Home Holdings Limited in June 2020. Royale Home Holdings Limited was founded in 1997 and is headquartered in Tsim Sha Tsui East, Hong Kong.

Full RYLHF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.