Is RYOFX or DIVO a better dividend investment in 2026?

RYOFX currently yields 9.06% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: RYOFX offers higher current income.

What is the dividend yield difference between RYOFX and DIVO?

RYOFX has a forward dividend yield of 9.06% ($1.38/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 2.57 percentage points.

Home › Compare › RYOFX vs DIVO

RYOFX vs DIVO: Dividend Comparison 2026

RYOFX yields 9.06% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYOFX wins by $5.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYOFX

● Live price

9.06%

Share price

$15.27

Annual div

$1.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.4K

Annual income

$1,603.70

Full RYOFX calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — RYOFX vs DIVO

📍 RYOFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYOFX	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYOFX + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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RYOFX pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYOFX

Annual income on $10K today (after 15% tax)

$770.01/yr

After 10yr DRIP, annual income (after tax)

$1,363.15/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, RYOFX beats the other by $528.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYOFX + DIVO for your $10,000?

RYOFX: 50%DIVO: 50%

100% DIVO50/50100% RYOFX

Portfolio after 10yr

$33.6K

Annual income

$1,292.69/yr

Blended yield

3.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYOFX buys

DIVO buys

No recent congressional trades found for RYOFX or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYOFXDIVO

Forward yield	9.06% ✓	6.49%
Annual dividend / share	$1.38	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.4K ✓	$30.7K
Annual income after 10y	$1,603.70 ✓	$981.68
Total dividends collected	$12.6K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYOFX vs DIVO ($10,000, DRIP)

Year	RYOFX Portfolio	RYOFX Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,606	$905.89	$11,349	$649.42	+$257.00 → RYOFX
2	$13,401	$982.59	$12,833	$688.83	+$568.00 → RYOFX
3	$15,399	$1,060.34	$14,459	$727.90	+$940.00 → RYOFX
4	$17,616	$1,138.75	$16,238	$766.49	+$1.4K → RYOFX
5	$20,067	$1,217.44	$18,179	$804.47	+$1.9K → RYOFX
6	$22,767	$1,296.08	$20,293	$841.71	+$2.5K → RYOFX
7	$25,735	$1,374.31	$22,591	$878.14	+$3.1K → RYOFX
8	$28,989	$1,451.85	$25,087	$913.65	+$3.9K → RYOFX
9	$32,546	$1,528.39	$27,791	$948.18	+$4.8K → RYOFX
10	$36,428	$1,603.70	$30,718	$981.68	+$5.7K → RYOFX

RYOFX vs DIVO: Complete Analysis 2026

RYOFX — Stock

The investment seeks long-term growth of capital. The fund's investment adviser invests the fund's assets primarily in equity securities of small- and micro-cap companies in an attempt to take advantage of what it believes are opportunistic situations for undervalued securities. Normally, the fund invests at least 65% of its net assets in equity securities. It may invest in other investment companies that invest in equity securities.

Full RYOFX Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.