Is RYOFX or QYLD a better dividend investment in 2026?

RYOFX currently yields 9.06% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RYOFX and QYLD?

RYOFX has a forward dividend yield of 9.06% ($1.38/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.86 percentage points.

Home › Compare › RYOFX vs QYLD

RYOFX vs QYLD: Dividend Comparison 2026

RYOFX yields 9.06% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYOFX wins by $11.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYOFX

● Live price

9.06%

Share price

$15.27

Annual div

$1.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.4K

Annual income

$1,603.70

Full RYOFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RYOFX vs QYLD

📍 RYOFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYOFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYOFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYOFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYOFX

Annual income on $10K today (after 15% tax)

$770.01/yr

After 10yr DRIP, annual income (after tax)

$1,363.15/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,447.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYOFX + QYLD for your $10,000?

RYOFX: 50%QYLD: 50%

100% QYLD50/50100% RYOFX

Portfolio after 10yr

$30.9K

Annual income

$3,631.51/yr

Blended yield

11.75%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYOFX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYOFXQYLD

Forward yield	9.06%	11.92% ✓
Annual dividend / share	$1.38	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.4K ✓	$25.4K
Annual income after 10y	$1,603.70	$5,659.31 ✓
Total dividends collected	$12.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYOFX vs QYLD ($10,000, DRIP)

Year	RYOFX Portfolio	RYOFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,606	$905.89	$10,352	$1,192.36	+$1.3K → RYOFX
2	$13,401	$982.59	$10,830	$1,347.57	+$2.6K → RYOFX
3	$15,399	$1,060.34	$11,460	$1,539.07	+$3.9K → RYOFX
4	$17,616	$1,138.75	$12,275	$1,777.84	+$5.3K → RYOFX
5	$20,067	$1,217.44	$13,323	$2,078.95	+$6.7K → RYOFX
6	$22,767	$1,296.08	$14,667	$2,463.34	+$8.1K → RYOFX
7	$25,735	$1,374.31	$16,396	$2,960.57	+$9.3K → RYOFX
8	$28,989	$1,451.85	$18,631	$3,612.97	+$10.4K → RYOFX
9	$32,546	$1,528.39	$21,548	$4,482.15	+$11.0K → RYOFX
10	$36,428	$1,603.70	$25,398	$5,659.31	+$11.0K → RYOFX

RYOFX vs QYLD: Complete Analysis 2026

RYOFX — Stock

The investment seeks long-term growth of capital. The fund's investment adviser invests the fund's assets primarily in equity securities of small- and micro-cap companies in an attempt to take advantage of what it believes are opportunistic situations for undervalued securities. Normally, the fund invests at least 65% of its net assets in equity securities. It may invest in other investment companies that invest in equity securities.

Full RYOFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.