HomeCompareRYOIX vs SCHD

RYOIX vs SCHD: Dividend Comparison 2026

RYOIX yields 12.93% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYOIX wins by $17.9K in total portfolio value
10 years
RYOIX
RYOIX
● Live price
12.93%
Share price
$72.72
Annual div
$9.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.9K
Annual income
$2,891.69
Full RYOIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RYOIX vs SCHD

📍 RYOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYOIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYOIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYOIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYOIX
Annual income on $10K today (after 15% tax)
$1,099.41/yr
After 10yr DRIP, annual income (after tax)
$2,457.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RYOIX beats the other by $2,095.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYOIX + SCHD for your $10,000?

RYOIX: 50%SCHD: 50%
100% SCHD50/50100% RYOIX
Portfolio after 10yr
$37.9K
Annual income
$1,658.81/yr
Blended yield
4.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYOIX buys
0
SCHD buys
0
No recent congressional trades found for RYOIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYOIXSCHD
Forward yield12.93%3.46%
Annual dividend / share$9.41$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.9K$29.0K
Annual income after 10y$2,891.69$425.95
Total dividends collected$20.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RYOIX vs SCHD ($10,000, DRIP)

YearRYOIX PortfolioRYOIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,993$1,293.42$11,226$346.36+$767.00RYOIX
2$14,283$1,449.77$12,572$357.38+$1.7KRYOIX
3$16,896$1,613.56$14,046$367.84+$2.9KRYOIX
4$19,863$1,783.92$15,660$377.73+$4.2KRYOIX
5$23,213$1,959.95$17,425$387.07+$5.8KRYOIX
6$26,979$2,140.69$19,354$395.86+$7.6KRYOIX
7$31,192$2,325.19$21,461$404.13+$9.7KRYOIX
8$35,888$2,512.48$23,762$411.89+$12.1KRYOIX
9$41,102$2,701.62$26,272$419.15+$14.8KRYOIX
10$46,871$2,891.69$29,010$425.95+$17.9KRYOIX

RYOIX vs SCHD: Complete Analysis 2026

RYOIXStock

The investment seeks to provide capital appreciation. Under normal circumstances, the fund invests substantially all (at least 80%) of its net assets in equity securities of Biotechnology Companies that are traded in the United States and in derivatives, which primarily consist of futures contracts and options on securities, futures contracts, and stock indices. It may invest to a significant extent in the securities of Biotechnology Companies that have small to mid-sized capitalizations. The fund is non-diversified.

Full RYOIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.