HomeCompareRYPMX vs XYLD

RYPMX vs XYLD: Dividend Comparison 2026

RYPMX yields 2.96% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYPMX wins by $391.37M in total portfolio value
10 years
RYPMX
RYPMX
● Live price
2.96%
Share price
$276.15
Annual div
$8.19
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$391.39M
Annual income
$367,570,600.87
Full RYPMX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — RYPMX vs XYLD

📍 RYPMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYPMXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RYPMX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYPMX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYPMX
Annual income on $10K today (after 15% tax)
$251.94/yr
After 10yr DRIP, annual income (after tax)
$312,435,010.74/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, RYPMX beats the other by $312,432,162.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYPMX + XYLD for your $10,000?

RYPMX: 50%XYLD: 50%
100% XYLD50/50100% RYPMX
Portfolio after 10yr
$195.71M
Annual income
$183,786,975.95/yr
Blended yield
93.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYPMX buys
0
XYLD buys
0
No recent congressional trades found for RYPMX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYPMXXYLD
Forward yield2.96%11.20%
Annual dividend / share$8.19$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$391.39M$25.9K
Annual income after 10y$367,570,600.87$3,351.03
Total dividends collected$389.62M$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RYPMX vs XYLD ($10,000, DRIP)

YearRYPMX PortfolioRYPMX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,293$592.81$10,840$1,120.44+$453.00RYPMX
2$13,335$1,251.31$11,786$1,249.59+$1.5KRYPMX
3$17,030$2,761.78$12,854$1,397.78+$4.2KRYPMX
4$24,815$6,592.73$14,063$1,568.33+$10.8KRYPMX
5$44,508$17,955.98$15,434$1,765.19+$29.1KRYPMX
6$107,821$60,198.00$16,995$1,993.14+$90.8KRYPMX
7$387,951$272,582.36$18,777$2,257.95+$369.2KRYPMX
8$2,248,337$1,833,229.32$20,818$2,566.58+$2.23MRYPMX
9$22,264,269$19,858,548.49$23,163$2,927.50+$22.24MRYPMX
10$391,393,369$367,570,600.87$25,865$3,351.03+$391.37MRYPMX

RYPMX vs XYLD: Complete Analysis 2026

RYPMXStock

Under normal circumstances, the fund invests substantially all (at least 80%) of its net assets in equity securities of Precious Metals Companies that are traded in the United States and in derivatives, which primarily consist of futures contracts and options on securities, futures contracts, and stock indices. It may invest to a significant extent in the securities of Precious Metals Companies that have small to mid-sized capitalizations. The fund also may purchase American Depositary Receipts ("ADRs") to gain exposure to foreign Precious Metals Companies and U.S. government securities. It is non-diversified.

Full RYPMX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.