Is RYPRX or DVY a better dividend investment in 2026?

RYPRX currently yields 11.86% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: RYPRX offers higher current income.

What is the dividend yield difference between RYPRX and DVY?

RYPRX has a forward dividend yield of 11.86% ($1.24/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 8.36 percentage points.

Home › Compare › RYPRX vs DVY

RYPRX vs DVY: Dividend Comparison 2026

RYPRX yields 11.86% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYPRX wins by $18.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYPRX

● Live price

11.86%

Share price

$10.46

Annual div

$1.24

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.7K

Annual income

$2,487.78

Full RYPRX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — RYPRX vs DVY

📍 RYPRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYPRX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYPRX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYPRX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYPRX

Annual income on $10K today (after 15% tax)

$1,008.30/yr

After 10yr DRIP, annual income (after tax)

$2,114.61/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, RYPRX beats the other by $1,742.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYPRX + DVY for your $10,000?

RYPRX: 50%DVY: 50%

100% DVY50/50100% RYPRX

Portfolio after 10yr

$34.4K

Annual income

$1,462.78/yr

Blended yield

4.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYPRX buys

DVY buys

No recent congressional trades found for RYPRX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYPRXDVY

Forward yield	11.86% ✓	3.50%
Annual dividend / share	$1.24	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43.7K ✓	$25.1K
Annual income after 10y	$2,487.78 ✓	$437.78
Total dividends collected	$18.2K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYPRX vs DVY ($10,000, DRIP)

Year	RYPRX Portfolio	RYPRX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,886	$1,186.23	$11,050	$349.62	+$836.00 → RYPRX
2	$14,036	$1,317.74	$12,184	$361.04	+$1.9K → RYPRX
3	$16,473	$1,454.27	$13,409	$372.07	+$3.1K → RYPRX
4	$19,221	$1,595.09	$14,730	$382.68	+$4.5K → RYPRX
5	$22,306	$1,739.45	$16,154	$392.89	+$6.2K → RYPRX
6	$25,754	$1,886.56	$17,688	$402.69	+$8.1K → RYPRX
7	$29,592	$2,035.68	$19,338	$412.07	+$10.3K → RYPRX
8	$33,850	$2,186.06	$21,113	$421.04	+$12.7K → RYPRX
9	$38,556	$2,336.99	$23,020	$429.61	+$15.5K → RYPRX
10	$43,743	$2,487.78	$25,070	$437.78	+$18.7K → RYPRX

RYPRX vs DVY: Complete Analysis 2026

RYPRX — Stock

The fund's investment adviser invests the fund's assets in a limited number (generally less than 100) of equity securities of primarily small-cap companies at the time of investment. Normally, the fund invests at least 80% of its net assets in equity securities of such premier companies. At least 65% of these securities will be issued by small-cap companies at the time of investment.

Full RYPRX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.