Is RYPRX or QYLD a better dividend investment in 2026?

RYPRX currently yields 11.86% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RYPRX and QYLD?

RYPRX has a forward dividend yield of 11.86% ($1.24/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.06 percentage points.

Home › Compare › RYPRX vs QYLD

RYPRX vs QYLD: Dividend Comparison 2026

RYPRX yields 11.86% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYPRX wins by $18.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYPRX

● Live price

11.86%

Share price

$10.46

Annual div

$1.24

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.7K

Annual income

$2,487.78

Full RYPRX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RYPRX vs QYLD

📍 RYPRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYPRX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYPRX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RYPRX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYPRX

Annual income on $10K today (after 15% tax)

$1,008.30/yr

After 10yr DRIP, annual income (after tax)

$2,114.61/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,695.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYPRX + QYLD for your $10,000?

RYPRX: 50%QYLD: 50%

100% QYLD50/50100% RYPRX

Portfolio after 10yr

$34.6K

Annual income

$4,073.55/yr

Blended yield

11.78%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYPRX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYPRXQYLD

Forward yield	11.86%	11.92% ✓
Annual dividend / share	$1.24	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43.7K ✓	$25.4K
Annual income after 10y	$2,487.78	$5,659.31 ✓
Total dividends collected	$18.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYPRX vs QYLD ($10,000, DRIP)

Year	RYPRX Portfolio	RYPRX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,886	$1,186.23	$10,352	$1,192.36	+$1.5K → RYPRX
2	$14,036	$1,317.74	$10,830	$1,347.57	+$3.2K → RYPRX
3	$16,473	$1,454.27	$11,460	$1,539.07	+$5.0K → RYPRX
4	$19,221	$1,595.09	$12,275	$1,777.84	+$6.9K → RYPRX
5	$22,306	$1,739.45	$13,323	$2,078.95	+$9.0K → RYPRX
6	$25,754	$1,886.56	$14,667	$2,463.34	+$11.1K → RYPRX
7	$29,592	$2,035.68	$16,396	$2,960.57	+$13.2K → RYPRX
8	$33,850	$2,186.06	$18,631	$3,612.97	+$15.2K → RYPRX
9	$38,556	$2,336.99	$21,548	$4,482.15	+$17.0K → RYPRX
10	$43,743	$2,487.78	$25,398	$5,659.31	+$18.3K → RYPRX

RYPRX vs QYLD: Complete Analysis 2026

RYPRX — Stock

The fund's investment adviser invests the fund's assets in a limited number (generally less than 100) of equity securities of primarily small-cap companies at the time of investment. Normally, the fund invests at least 80% of its net assets in equity securities of such premier companies. At least 65% of these securities will be issued by small-cap companies at the time of investment.

Full RYPRX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.