Is RYSEX or SCHD a better dividend investment in 2026?

RYSEX currently yields 11.96% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: RYSEX offers higher current income.

What is the dividend yield difference between RYSEX and SCHD?

RYSEX has a forward dividend yield of 11.96% ($1.73/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 8.50 percentage points.

Home › Compare › RYSEX vs SCHD

RYSEX vs SCHD: Dividend Comparison 2026

RYSEX yields 11.96% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYSEX wins by $15.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYSEX

● Live price

11.96%

Share price

$14.50

Annual div

$1.73

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.0K

Annual income

$2,521.72

Full RYSEX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — RYSEX vs SCHD

📍 RYSEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYSEX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYSEX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

RYSEX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYSEX

Annual income on $10K today (after 15% tax)

$1,016.31/yr

After 10yr DRIP, annual income (after tax)

$2,143.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, RYSEX beats the other by $1,781.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYSEX + SCHD for your $10,000?

RYSEX: 50%SCHD: 50%

100% SCHD50/50100% RYSEX

Portfolio after 10yr

$36.5K

Annual income

$1,473.83/yr

Blended yield

4.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYSEX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYSEXSCHD

Forward yield	11.96% ✓	3.46%
Annual dividend / share	$1.73 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.0K ✓	$29.0K
Annual income after 10y	$2,521.72 ✓	$425.95
Total dividends collected	$18.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYSEX vs SCHD ($10,000, DRIP)

Year	RYSEX Portfolio	RYSEX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,896	$1,195.66	$11,226	$346.36	+$670.00 → RYSEX
2	$14,058	$1,329.26	$12,572	$357.38	+$1.5K → RYSEX
3	$16,510	$1,468.08	$14,046	$367.84	+$2.5K → RYSEX
4	$19,277	$1,611.37	$15,660	$377.73	+$3.6K → RYSEX
5	$22,384	$1,758.35	$17,425	$387.07	+$5.0K → RYSEX
6	$25,860	$1,908.25	$19,354	$395.86	+$6.5K → RYSEX
7	$29,730	$2,060.28	$21,461	$404.13	+$8.3K → RYSEX
8	$34,025	$2,213.69	$23,762	$411.89	+$10.3K → RYSEX
9	$38,774	$2,367.73	$26,272	$419.15	+$12.5K → RYSEX
10	$44,010	$2,521.72	$29,010	$425.95	+$15.0K → RYSEX

RYSEX vs SCHD: Complete Analysis 2026

RYSEX — Stock

The fund's investment adviser invests the fund's assets primarily in equity securities of small-cap companies. The fund invests at least 80% of its net assets in equity securities of small-cap companies, under normal circumstances. Although the fund normally focuses on securities of U.S. companies, it may invest up to 10% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries.

Full RYSEX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.