Is RYT or HDV a better dividend investment in 2026?

RYT currently yields 0.41% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between RYT and HDV?

RYT has a forward dividend yield of 0.41% ($0.17/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.51 percentage points.

Home › Compare › RYT vs HDV

RYT vs HDV: Dividend Comparison 2026

RYT yields 0.41% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $4.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYT

● Live price

0.41%

Share price

$41.18

Annual div

$0.17

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.3K

Annual income

$42.52

Full RYT calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — RYT vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYT	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYT + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RYT pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYT

Annual income on $10K today (after 15% tax)

$35.18/yr

After 10yr DRIP, annual income (after tax)

$36.14/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $263.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYT + HDV for your $10,000?

RYT: 50%HDV: 50%

100% HDV50/50100% RYT

Portfolio after 10yr

$22.3K

Annual income

$197.62/yr

Blended yield

0.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYT buys

HDV buys

No recent congressional trades found for RYT or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYTHDV

Forward yield	0.41%	2.92% ✓
Annual dividend / share	$0.17	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.3K	$24.3K ✓
Annual income after 10y	$42.52	$352.73 ✓
Total dividends collected	$420.00 ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYT vs HDV ($10,000, DRIP)

Year	RYT Portfolio	RYT Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,741	$41.39	$11,002	$292.38	$261.00 → HDV
2	$11,535	$41.55	$12,084	$300.36	$549.00 → HDV
3	$12,384	$41.70	$13,250	$308.02	$866.00 → HDV
4	$13,293	$41.85	$14,506	$315.35	$1.2K → HDV
5	$14,265	$41.98	$15,858	$322.35	$1.6K → HDV
6	$15,306	$42.10	$17,313	$329.04	$2.0K → HDV
7	$16,419	$42.22	$18,878	$335.42	$2.5K → HDV
8	$17,611	$42.33	$20,560	$341.49	$2.9K → HDV
9	$18,886	$42.43	$22,367	$347.25	$3.5K → HDV
10	$20,251	$42.52	$24,307	$352.73	$4.1K → HDV

RYT vs HDV: Complete Analysis 2026

RYT — Stock

The fund generally will invest at least 90% of its total assets in the securities that comprise the underlying index. The underlying index is composed of all of the components of the S&P 500® Information Technology Index, an index that contains the common stocks of all companies included in the S&P 500® Index that are classified as members of the information technology services sector, as defined according to the Global Industry Classification Standard (GICS).

Full RYT Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.