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RYTFX vs PM: Dividend Comparison 2026

RYTFX yields 12.45% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $4.1K in total portfolio value· pulled ahead in Year 8
10 years
RYTFX
RYTFX
● Live price
12.45%
Share price
$7.12
Annual div
$0.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.4K
Annual income
$2,705.72
Full RYTFX calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RYTFX vs PM

📍 PM pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYTFXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYTFX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYTFX pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYTFX
Annual income on $10K today (after 15% tax)
$1,058.56/yr
After 10yr DRIP, annual income (after tax)
$2,299.86/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RYTFX beats the other by $181.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYTFX + PM for your $10,000?

RYTFX: 50%PM: 50%
100% PM50/50100% RYTFX
Portfolio after 10yr
$47.5K
Annual income
$2,598.87/yr
Blended yield
5.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RYTFX
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYTFX buys
0
PM buys
0
No recent congressional trades found for RYTFX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYTFXPM
Forward yield12.45%3.48%
Annual dividend / share$0.89$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$45.4K$49.6K
Annual income after 10y$2,705.72$2,492.02
Total dividends collected$19.6K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RYTFX vs PM ($10,000, DRIP)

YearRYTFX PortfolioRYTFX Income/yrPM PortfolioPM Income/yrGap
1$11,945$1,245.37$11,648$408.29+$297.00RYTFX
2$14,172$1,390.31$13,589$495.90+$583.00RYTFX
3$16,705$1,541.54$15,877$603.21+$828.00RYTFX
4$19,573$1,698.26$18,580$734.88+$993.00RYTFX
5$22,803$1,859.60$21,781$896.75+$1.0KRYTFX
6$26,424$2,024.72$25,578$1,096.12+$846.00RYTFX
7$30,466$2,192.74$30,092$1,342.17+$374.00RYTFX
8← crossover$34,962$2,362.80$35,470$1,646.46$508.00PM
9$39,943$2,534.06$41,892$2,023.58$1.9KPM
10$45,445$2,705.72$49,578$2,492.02$4.1KPM

RYTFX vs PM: Complete Analysis 2026

RYTFXStock

The investment seeks long-term growth of capital and current income. Normally, the fund invests at least 65% of its net assets in dividend-paying equity securities. In addition, at least 65% of the fund’s net assets will be invested in equity securities issued by small-cap companies. Although the fund normally focuses on securities of U.S. companies, it may invest up to 25% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries.

Full RYTFX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.