Is RYTFX or RYLD a better dividend investment in 2026?

RYTFX currently yields 12.45% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYTFX offers higher current income.

What is the dividend yield difference between RYTFX and RYLD?

RYTFX has a forward dividend yield of 12.45% ($0.89/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.31 percentage points.

Home › Compare › RYTFX vs RYLD

RYTFX vs RYLD: Dividend Comparison 2026

RYTFX yields 12.45% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYTFX wins by $920.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYTFX

● Live price

12.45%

Share price

$7.12

Annual div

$0.89

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.4K

Annual income

$2,705.72

Full RYTFX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RYTFX vs RYLD

📍 RYTFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYTFX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYTFX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

RYTFX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYTFX

Annual income on $10K today (after 15% tax)

$1,058.56/yr

After 10yr DRIP, annual income (after tax)

$2,299.86/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYTFX beats the other by $100.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYTFX + RYLD for your $10,000?

RYTFX: 50%RYLD: 50%

100% RYLD50/50100% RYTFX

Portfolio after 10yr

$45.0K

Annual income

$2,646.53/yr

Blended yield

5.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYTFX buys

RYLD buys

No recent congressional trades found for RYTFX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYTFXRYLD

Forward yield	12.45% ✓	12.14%
Annual dividend / share	$0.89	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.4K ✓	$44.5K
Annual income after 10y	$2,705.72 ✓	$2,587.35
Total dividends collected	$19.6K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RYTFX vs RYLD ($10,000, DRIP)

Year	RYTFX Portfolio	RYTFX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,945	$1,245.37	$11,914	$1,213.65	+$31.00 → RYTFX
2	$14,172	$1,390.31	$14,099	$1,351.30	+$73.00 → RYTFX
3	$16,705	$1,541.54	$16,580	$1,494.55	+$125.00 → RYTFX
4	$19,573	$1,698.26	$19,384	$1,642.61	+$189.00 → RYTFX
5	$22,803	$1,859.60	$22,535	$1,794.70	+$268.00 → RYTFX
6	$26,424	$2,024.72	$26,063	$1,950.00	+$361.00 → RYTFX
7	$30,466	$2,192.74	$29,995	$2,107.69	+$471.00 → RYTFX
8	$34,962	$2,362.80	$34,361	$2,266.99	+$601.00 → RYTFX
9	$39,943	$2,534.06	$39,194	$2,427.12	+$749.00 → RYTFX
10	$45,445	$2,705.72	$44,525	$2,587.35	+$920.00 → RYTFX

RYTFX vs RYLD: Complete Analysis 2026

RYTFX — Stock

The investment seeks long-term growth of capital and current income. Normally, the fund invests at least 65% of its net assets in dividend-paying equity securities. In addition, at least 65% of the fund’s net assets will be invested in equity securities issued by small-cap companies. Although the fund normally focuses on securities of U.S. companies, it may invest up to 25% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries.

Full RYTFX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.