Is RYVFX or QYLD a better dividend investment in 2026?

RYVFX currently yields 9.79% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RYVFX and QYLD?

RYVFX has a forward dividend yield of 9.79% ($0.99/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.13 percentage points.

Home › Compare › RYVFX vs QYLD

RYVFX vs QYLD: Dividend Comparison 2026

RYVFX yields 9.79% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYVFX wins by $12.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RYVFX

● Live price

9.79%

Share price

$10.11

Annual div

$0.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.2K

Annual income

$1,810.63

Full RYVFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RYVFX vs QYLD

📍 RYVFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYVFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYVFX + QYLD cover 0 of 12 months — good coverage

Jan

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Mar

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Dec

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RYVFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYVFX

Annual income on $10K today (after 15% tax)

$831.76/yr

After 10yr DRIP, annual income (after tax)

$1,539.04/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,271.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYVFX + QYLD for your $10,000?

RYVFX: 50%QYLD: 50%

100% QYLD50/50100% RYVFX

Portfolio after 10yr

$31.8K

Annual income

$3,734.98/yr

Blended yield

11.74%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYVFX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYVFXQYLD

Forward yield	9.79%	11.92% ✓
Annual dividend / share	$0.99	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$38.2K ✓	$25.4K
Annual income after 10y	$1,810.63	$5,659.31 ✓
Total dividends collected	$13.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYVFX vs QYLD ($10,000, DRIP)

Year	RYVFX Portfolio	RYVFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,679	$978.54	$10,352	$1,192.36	+$1.3K → RYVFX
2	$13,564	$1,068.03	$10,830	$1,347.57	+$2.7K → RYVFX
3	$15,673	$1,159.31	$11,460	$1,539.07	+$4.2K → RYVFX
4	$18,022	$1,251.91	$12,275	$1,777.84	+$5.7K → RYVFX
5	$20,629	$1,345.37	$13,323	$2,078.95	+$7.3K → RYVFX
6	$23,512	$1,439.23	$14,667	$2,463.34	+$8.8K → RYVFX
7	$26,691	$1,533.08	$16,396	$2,960.57	+$10.3K → RYVFX
8	$30,186	$1,626.50	$18,631	$3,612.97	+$11.6K → RYVFX
9	$34,018	$1,719.13	$21,548	$4,482.15	+$12.5K → RYVFX
10	$38,210	$1,810.63	$25,398	$5,659.31	+$12.8K → RYVFX

RYVFX vs QYLD: Complete Analysis 2026

RYVFX — Stock

The fund's investment adviser invests the fund's assets primarily in equity securities of small-cap companies that Royce believes are trading below its estimate of their current worth. Normally, the fund invests at least 80% of its net assets in equity securities of small-cap companies. Although the fund normally focuses on securities of U.S. companies, it may invest up to 25% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries.

Full RYVFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.