Is RYZB or QYLD a better dividend investment in 2026?

RYZB currently yields 3.20% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RYZB and QYLD?

RYZB has a forward dividend yield of 3.20% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.72 percentage points.

Home › Compare › RYZB vs QYLD

RYZB vs QYLD: Dividend Comparison 2026

RYZB yields 3.20% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $832.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

RYZB

● Live price

3.20%

Share price

$62.49

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.6K

Annual income

$393.29

Full RYZB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RYZB vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RYZB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RYZB + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RYZB pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYZB

Annual income on $10K today (after 15% tax)

$272.04/yr

After 10yr DRIP, annual income (after tax)

$334.30/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,476.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RYZB + QYLD for your $10,000?

RYZB: 50%QYLD: 50%

100% QYLD50/50100% RYZB

Portfolio after 10yr

$25.0K

Annual income

$3,026.31/yr

Blended yield

12.11%

📊

Analyst Conviction Gap

Where Wall Street is split right now

RYZB

Analyst Ratings

Hold

Consensus: Hold

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYZB buys

QYLD buys

No recent congressional trades found for RYZB or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRYZBQYLD

Forward yield	3.20%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.6K	$25.4K ✓
Annual income after 10y	$393.29	$5,659.31 ✓
Total dividends collected	$3.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RYZB vs QYLD ($10,000, DRIP)

Year	RYZB Portfolio	RYZB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,020	$320.05	$10,352	$1,192.36	+$668.00 → RYZB
2	$12,121	$329.62	$10,830	$1,347.57	+$1.3K → RYZB
3	$13,308	$338.84	$11,460	$1,539.07	+$1.8K → RYZB
4	$14,588	$347.69	$12,275	$1,777.84	+$2.3K → RYZB
5	$15,965	$356.18	$13,323	$2,078.95	+$2.6K → RYZB
6	$17,447	$364.31	$14,667	$2,463.34	+$2.8K → RYZB
7	$19,040	$372.08	$16,396	$2,960.57	+$2.6K → RYZB
8	$20,753	$379.49	$18,631	$3,612.97	+$2.1K → RYZB
9	$22,592	$386.56	$21,548	$4,482.15	+$1.0K → RYZB
10← crossover	$24,566	$393.29	$25,398	$5,659.31	$832.00 → QYLD

RYZB vs QYLD: Complete Analysis 2026

RYZB — Stock

RayzeBio, Inc. develops radiopharmaceutical therapeutics (RPT) for the treatment of cancer. The company’s lead drug candidate is RYZ101, which is in phase 3 clinical trial for the treatment of gasteroenteropancreatic neuroendocrine tumors (GEP-NETs). It also develops RYZ801, a novel proprietary peptide that targets GPC3 for delivery of Ac225 for the treatment of hepatocellular carcinoma (HCC); RYZ811, a paired diagnostic imaging agent with the peptide binder, chelator, and Ga68 as the radioisotope; and a novel proprietary small molecule that targets CA9 for delivery of Ac225 for the treatment of ccRCC. The company was incorporated in 2020 and is based in San Diego, California.

Full RYZB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.