Is RZA or VYM a better dividend investment in 2026?

RZA currently yields 45.46% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RZA offers higher current income.

What is the dividend yield difference between RZA and VYM?

RZA has a forward dividend yield of 45.46% ($11.35/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 43.05 percentage points.

Home › Compare › RZA vs VYM

RZA vs VYM: Dividend Comparison 2026

RZA yields 45.46% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RZA wins by $44014023306.36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RZA

● Live price

45.46%

Share price

$24.98

Annual div

$11.35

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44014023306.39M

Annual income

$43,828,797,000,167,576.00

Full RZA calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RZA vs VYM

📍 RZA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RZA	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RZA + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RZA pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RZA

Annual income on $10K today (after 15% tax)

$3,863.79/yr

After 10yr DRIP, annual income (after tax)

$37,254,477,450,142,440.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, RZA beats the other by $37,254,477,450,142,200.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RZA + VYM for your $10,000?

RZA: 50%VYM: 50%

100% VYM50/50100% RZA

Portfolio after 10yr

$22007011653.21M

Annual income

$21,914,398,500,083,930.00/yr

Blended yield

99.58%

📊

Analyst Conviction Gap

Where Wall Street is split right now

RZA

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RZA buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRZAVYM

Forward yield	45.46% ✓	2.41%
Annual dividend / share	$11.35 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$44014023306.39M ✓	$27.8K
Annual income after 10y	$43,828,797,000,167,576.00 ✓	$278.55
Total dividends collected	$44001815701.23M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RZA vs VYM ($10,000, DRIP)

Year	RZA Portfolio	RZA Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$19,791	$9,091.27	$11,151	$241.44	+$8.6K → RZA
2	$54,808	$33,631.38	$12,413	$246.79	+$42.4K → RZA
3	$232,730	$174,085.02	$13,794	$251.79	+$218.9K → RZA
4	$1,630,725	$1,381,704.00	$15,306	$256.47	+$1.62M → RZA
5	$19,841,194	$18,096,318.08	$16,960	$260.84	+$19.82M → RZA
6	$432,781,003	$411,550,925.67	$18,768	$264.92	+$432.76M → RZA
7	$17,242,234,959	$16,779,159,285.88	$20,745	$268.71	+$17242.21M → RZA
8	$1,267,965,085,850	$1,249,515,894,443.77	$22,905	$272.24	+$1267965.06M → RZA
9	$173,108,697,404,433	$171,751,974,762,573.50	$25,265	$275.51	+$173108697.38M → RZA
10	$44,014,023,306,390,320	$43,828,797,000,167,576.00	$27,842	$278.55	+$44014023306.36M → RZA

RZA vs VYM: Complete Analysis 2026

RZA — Stock

RZA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RZA shares.

Full RZA Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.