Is RZSMF or QYLD a better dividend investment in 2026?

RZSMF currently yields 7.80% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RZSMF and QYLD?

RZSMF has a forward dividend yield of 7.80% ($0.08/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.12 percentage points.

Home › Compare › RZSMF vs QYLD

RZSMF vs QYLD: Dividend Comparison 2026

RZSMF yields 7.80% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RZSMF wins by $87582.23M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RZSMF

● Live price

7.80%

Share price

$1.05

Annual div

$0.08

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$87582.26M

Annual income

$85,477,300,546.37

Full RZSMF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RZSMF vs QYLD

📍 RZSMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RZSMF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RZSMF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RZSMF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RZSMF

Annual income on $10K today (after 15% tax)

$663.08/yr

After 10yr DRIP, annual income (after tax)

$72,655,705,464.41/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RZSMF beats the other by $72,655,700,654.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RZSMF + QYLD for your $10,000?

RZSMF: 50%QYLD: 50%

100% QYLD50/50100% RZSMF

Portfolio after 10yr

$43791.14M

Annual income

$42,738,653,102.85/yr

Blended yield

97.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RZSMF buys

QYLD buys

No recent congressional trades found for RZSMF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRZSMFQYLD

Forward yield	7.80%	11.92% ✓
Annual dividend / share	$0.08	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$87582.26M ✓	$25.4K
Annual income after 10y	$85,477,300,546.37 ✓	$5,659.31
Total dividends collected	$87438.38M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RZSMF vs QYLD ($10,000, DRIP)

Year	RZSMF Portfolio	RZSMF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,260	$1,560.18	$10,352	$1,192.36	+$1.9K → RZSMF
2	$16,694	$3,575.35	$10,830	$1,347.57	+$5.9K → RZSMF
3	$26,962	$9,099.60	$11,460	$1,539.07	+$15.5K → RZSMF
4	$56,320	$27,470.41	$12,275	$1,777.84	+$44.0K → RZSMF
5	$167,518	$107,255.77	$13,323	$2,078.95	+$154.2K → RZSMF
6	$775,548	$596,304.21	$14,667	$2,463.34	+$760.9K → RZSMF
7	$5,989,982	$5,160,145.58	$16,396	$2,960.57	+$5.97M → RZSMF
8	$80,903,896	$74,494,614.72	$18,631	$3,612.97	+$80.89M → RZSMF
9	$1,967,247,566	$1,880,680,397.67	$21,548	$4,482.15	+$1967.23M → RZSMF
10	$87,582,255,442	$85,477,300,546.37	$25,398	$5,659.31	+$87582.23M → RZSMF

RZSMF vs QYLD: Complete Analysis 2026

RZSMF — Stock

RCS MediaGroup S.p.A. operates as a multimedia publishing company in Italy, Spain, and internationally. The company publishes newspapers under the Corriere della Sera, Corriere Salute, SOLFERINO, Buone Notizie, Dataroom, La Gazzetta dello Sport, El Mundo, Marca, Expansión, L'Economia, La Lettura, ViviMilano, CI-Corriere Innovazione, and Gazzetta Selection names; and magazines in the women, oggi, interior design, men and lifestyle, travel, and other areas under the MARCA MOTOR, Oggi, AMICA, 7, Abitare, Living, Style, TELVA, Io Donna, DOVE, Sportweek, Insieme, Metrópoli, ACTUALIDAD ECONÓMICA, Fuera de Serie, Italian Style, Io e il mio Bambino, SFERA editore, Oggi Cucino, Style Piccoli, Quimamme, Yo Dona, Sano & Leggero, Bimbinfiera, and Oggi Enigmistica names. It also operates MYBEAUTYBOX, corrierstore.it, doveclub.it, quimammeshop.it, gazzettastore.it, dirittierisposte.it, buonpertutti.corriere.it, and magic.gazzetta.it websites; and TV and radio channels under the Dove Lifestyle, Lei, Radio Marca, Caccia e Pesca, and Corriere TV names. In addition, the company offers print and digital advertising solutions under the RCS PUBBLICITA, m-dis, Imagine, CORREO FARMACÉUTICO, DIARIO MÉDICO, and Infanzia names, as well as sells mobile phone top-up services; and organizes sports and other events, such as roadshows, guerrilla events, sampling, trade marketing, and press conferences under the RCS Sport, SALA BUZZATI, and Last Lap names. The company was formerly known as Holding di Partecipazioni Industriali S.p.A. and changed its name to RCS MediaGroup S.p.A. in 2003. RCS MediaGroup S.p.A. is based in Milan, Italy.

Full RZSMF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.