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SAB vs RYLD: Dividend Comparison 2026

SAB yields 7.81% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SAB wins by $5.5K in total portfolio value
10 years
SAB
SAB
● Live price
7.81%
Share price
$25.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.5K
Annual income
$1,279.82
Full SAB calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — SAB vs RYLD

📍 SAB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSABRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SAB + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SAB pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAB
Annual income on $10K today (after 15% tax)
$663.54/yr
After 10yr DRIP, annual income (after tax)
$1,087.85/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SAB beats the other by $323.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAB + RYLD for your $10,000?

SAB: 50%RYLD: 50%
100% RYLD50/50100% SAB
Portfolio after 10yr
$30.8K
Annual income
$1,089.51/yr
Blended yield
3.54%
📊

Analyst Conviction Gap

Where Wall Street is split right now

SAB
No analyst data
Price Target
$35.00
+36.6% upside vs current
Range: $35.00 — $35.00
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAB buys
0
RYLD buys
0
No recent congressional trades found for SAB or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSABRYLD
Forward yield7.81% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$33.5K ✓$28.0K
Annual income after 10y$1,279.82 ✓$899.19
Total dividends collected$10.3K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SAB vs RYLD ($10,000, DRIP)

YearSAB PortfolioSAB Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,481$780.64$11,120$420.00+$361.00 → SAB
2$13,122$837.59$12,357$458.31+$765.00 → SAB
3$14,935$894.70$13,721$499.76+$1.2K → SAB
4$16,932$951.72$15,227$544.58+$1.7K → SAB
5$19,126$1,008.40$16,885$593.02+$2.2K → SAB
6$21,529$1,064.52$18,713$645.34+$2.8K → SAB
7$24,156$1,119.90$20,724$701.81+$3.4K → SAB
8$27,022$1,174.34$22,938$762.73+$4.1K → SAB
9$30,141$1,227.69$25,372$828.41+$4.8K → SAB
10$33,530$1,279.82$28,047$899.19+$5.5K → SAB

SAB vs RYLD: Complete Analysis 2026

SAB — Stock

Saratoga Investment Corp. provides debt financing and equity capital to middle market companies.

Full SAB Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.