Is SABK or SPHD a better dividend investment in 2026?

SABK currently yields 0.44% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between SABK and SPHD?

SABK has a forward dividend yield of 0.44% ($0.10/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 3.56 percentage points.

Home › Compare › SABK vs SPHD

SABK vs SPHD: Dividend Comparison 2026

SABK yields 0.44% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $7.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SABK

● Live price

0.44%

Share price

$22.69

Annual div

$0.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.3K

Annual income

$45.35

Full SABK calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — SABK vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SABK	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SABK + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SABK pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SABK

Annual income on $10K today (after 15% tax)

$37.46/yr

After 10yr DRIP, annual income (after tax)

$38.55/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $725.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SABK + SPHD for your $10,000?

SABK: 50%SPHD: 50%

100% SPHD50/50100% SABK

Portfolio after 10yr

$24.2K

Annual income

$472.28/yr

Blended yield

1.95%

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Analyst Conviction Gap

Where Wall Street is most bullish on SABK right now

SABK

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.0

Piotroski

6/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SABK buys

SPHD buys

No recent congressional trades found for SABK or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSABKSPHD

Forward yield	0.44%	4.00% ✓
Annual dividend / share	$0.10	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$20.3K	$28.0K ✓
Annual income after 10y	$45.35	$899.19 ✓
Total dividends collected	$448.00 ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SABK vs SPHD ($10,000, DRIP)

Year	SABK Portfolio	SABK Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,744	$44.07	$11,120	$420.00	$376.00 → SPHD
2	$11,540	$44.25	$12,357	$458.31	$817.00 → SPHD
3	$12,393	$44.42	$13,721	$499.76	$1.3K → SPHD
4	$13,305	$44.58	$15,227	$544.58	$1.9K → SPHD
5	$14,281	$44.73	$16,885	$593.02	$2.6K → SPHD
6	$15,325	$44.87	$18,713	$645.34	$3.4K → SPHD
7	$16,443	$45.01	$20,724	$701.81	$4.3K → SPHD
8	$17,639	$45.13	$22,938	$762.73	$5.3K → SPHD
9	$18,919	$45.25	$25,372	$828.41	$6.5K → SPHD
10	$20,289	$45.35	$28,047	$899.19	$7.8K → SPHD

SABK vs SPHD: Complete Analysis 2026

SABK — Stock

South Atlantic Bancshares, Inc. operates as the bank holding company for South Atlantic Bank that provides consumer and commercial banking products and services to individuals, small businesses, and corporations in South Carolina. The company offers checking, money market, and saving accounts, as well as certificate of deposit, individual retirement, and health saving accounts; personal, auto, and recreation loans, as well as home equity and ready reserve overdraft line of credits, and commercial lending products; and credit cards. It also provides cash management and merchant card services; remote deposit capture and automated clearing house services; online, mobile, and telephone banking services; personal and business checks; mortgage products and services; and wealth management services. As of February 3, 2022, the company operated twelve offices in Myrtle Beach, Carolina Forest, North Myrtle Beach, Murrells Inlet, Pawleys Island, Georgetown, Mount Pleasant, Charleston, Bluffton, Hilton Head Island, and Beaufort, South Carolina. South Atlantic Bancshares, Inc. was founded in 2007 and is headquartered in Myrtle Beach, South Carolina.

Full SABK Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.