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SACC vs SPHD: Dividend Comparison 2026

SACC yields 3.46% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.2K in total portfolio value
10 years
SACC
SACC
● Live price
3.46%
Share price
$24.98
Annual div
$0.86
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$0.35
Full SACC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — SACC vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSACCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SACC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SACC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SACC
Annual income on $10K today (after 15% tax)
$294.05/yr
After 10yr DRIP, annual income (after tax)
$0.30/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $481.97/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SACC + SPHD for your $10,000?

SACC: 50%SPHD: 50%
100% SPHD50/50100% SACC
Portfolio after 10yr
$23.4K
Annual income
$283.85/yr
Blended yield
1.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SACC buys
0
SPHD buys
0
No recent congressional trades found for SACC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSACCSPHD
Forward yield3.46%4.30%
Annual dividend / share$0.86$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.3K$26.5K
Annual income after 10y$0.35$567.37
Total dividends collected$349.00$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SACC vs SPHD ($10,000, DRIP)

YearSACC PortfolioSACC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,873$172.97$11,130$430.50$257.00SPHD
2$11,722$87.88$12,357$447.82$635.00SPHD
3$12,587$44.27$13,687$464.65$1.1KSPHD
4$13,490$22.21$15,126$480.98$1.6KSPHD
5$14,445$11.13$16,682$496.78$2.2KSPHD
6$15,462$5.57$18,362$512.03$2.9KSPHD
7$16,547$2.78$20,174$526.72$3.6KSPHD
8$17,707$1.39$22,127$540.84$4.4KSPHD
9$18,947$0.70$24,230$554.39$5.3KSPHD
10$20,274$0.35$26,493$567.37$6.2KSPHD

SACC vs SPHD: Complete Analysis 2026

SACCStock

Sachem Capital Corp. is a real estate finance company, which engages in the provision of real estate investment trust services. The firm specializes in originating, underwriting, funding, servicing, and managing services for a portfolio of short-term loans. It offers short-term, secured, and non-banking loans to real estate investors to fund their acquisition, renovation, rehabilitation, or development of residential and commercial properties. The company was founded by Jeffrey C. Villano and John L. Villano in January 2016 and is headquartered in Branford, CT.

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SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.